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Winter storms – Point insurance



Winter Storms Ahead: Are You Ready?

We admit it: As insurance professionals, our image of winter is not exactly cozy. Winter storms mean traffic snarls, slopes turning into sheets of ice and cars sliding around like hockey pucks. Cold temperatures can cause pipe bursts, frostbite and other damage. Heating your home with fireplaces and holiday lights can increase the risk of fire.

A perfect winter requires a few precautions

Here are some of our top tips for reducing weather-related hassles this winter.

Winterize your car with good snow tires or chains, new wiper blades, antifreeze and emergency road supplies.

Keep the wind cool to prevent ice dams. Insulate the attic floor and make sure it is well ventilated.

Do not overload circuits with Christmas decorations.

When winter storms hit, be smart

If you don̵

7;t need to drive, stay put. If you must drive, make sure you have winterized your car and have a full tank of gas.

When the air is cold, keep bathroom and kitchen cabinet doors open to allow warm air to circulate around the pipes. If the pipes freeze, let them thaw normally – they will be less likely to crack.

And if the power is out, make sure you avoid leaving candles or fires burning unattended. If you are using a portable generator, follow the instructions and do not use it indoors.

Know what your insurance covers

We want to help you relax. You’ll be more relaxed knowing you’ve prepared your property to reduce the risk of winter storm damage. Your insurance covers repair or rebuilding costs. However, your deductible applies. Check your policy to see what is covered and to confirm the deductible you have chosen.

If you have any questions at all about your coverage, call us at 833.280.6080 and we’ll help you review your options.




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