Another wildfire season has begun. Nearly 4.5 million American
homes have a high or extreme risk of wildfire, with more than 2 million in
California alone, according to a Verisk analysis.
Residents in fires that are prone to and virtually anyone who is seriously concerned about the dangers of wildfires could benefit from the National Fire Protection Association's webinars on how to prepare to defend themselves against destructive fire threats.
A May 6 webinar on financial preparedness can be viewed here .
The presenters were Nicole Mahrt-Ganley, American Property
The Non-life Insurance Association and Janet Ruiz, the Insurance Information Institute
(Triple-I). They offered guidance on how to read a homeowner's insurance policy
policy, understand insurance deductions and factors to consider when
Decide how much insurance you should buy.
Ruiz and Mahrt-Ganley discussed how insurance companies assess a home
fire risk through sophisticated technology and on-site inspections such as
as well as how the insurer calculates the homeowner's insurance premiums based on
the home's loss history, location, age, size and type of construction and
They also gave tips on how to develop an inventory of one
household personal property, measures to take on a homeowner's insurance
the insurance is not renewed and how to navigate the insurance claim process.