As a homeowner, you have probably filled your space with items, furniture and other types of furnishings to make it your own. Maybe you have also filled your home with high-tech electronics or expensive paintings. No matter what you have collected over the years, it clearly has value for you, and it is important to make sure it is protected.
Even if you have a homeowner's insurance there are coverage restrictions for your personal belongings. Therefore, our insurance agency always suggests that each homeowner create a home inventory list .
What is a home inventory list?
Directly from the bat with a list of all your most esteemed possessions will prepare you for the unfortunate event of burglary, natural disaster or damage to your property. An inventory list helps you show the value of each item and that you had it.
This gives you peace of mind if you are constantly traveling and leaving your property behind or living in areas that are exposed to weather changes.
What should a home inventory list include?
Typically contains home inventory lists:
- Date of purchase of the item
- Amount of the item or the original receipt
- What the item is
- Where the item is located in the house
- A photo of the item
- Important information, for example the serial number or model number, if available.
This information plays a crucial role in the claims process as it is a proof of ownership and value. With an inventory list in your hands, you will not be exposed to a financial burden where you need to replace some of your valuables due to theft or damage caused by a natural disaster.
Does not create a time list for house storage?
When you download our Insurance Agent app your home inventory can be created in just a few minutes Once the app has been installed on your smartphone, you must register as a new user. To do this, just enter your email and a password you will remember. Then select "Paradiso Insurance" under the list of insurance agencies in your area, select the insurance agent you are currently working with, and then you will come to the app's home screen.
To create a home inventory list, simply tap the Property tab at the bottom. To add items to your home, you must first take a photo, then activate your smartphone's permissions for the app.
After taking a picture of the object and pressing "use photo", you will come to a detailed information screen. On this screen you can add more pictures (good for different angles) and add important detailed information about the product, such as name, model, manufacturer, original cost, year it was purchased, etc. The insurance agent app allows you to capture information needed for a claim, so if something happens unfortunately happens to your valuables, you are prepared.
In addition, the Insurance Agent app's real estate tools can assign objects to different rooms and categories.
This makes it easy to organize and allows you to focus on one room at a time, so you do not forget important things. You do not necessarily have to put everything you own in the app, but items such as clothes, paintings, jewelry, collectibles, antiques, electronics and furniture are expensive and should be considered when making a home inventory list. ] Just tap "email me to PDF report" or "share report with agent" to share it on the property screen.
In addition, the Insurance Agent app is connected to a cloud-based server that backs up information every time data is changed or added. This means that if you accidentally break, drop or damage your smartphone, your home inventory is still safely available.
Paradiso Insurance makes the task easy for you!
If you are one of the many who apply for home insurance in CT and want to invest your time in creating an inventory list, we have you.
Get organized and keep your personal belongings safe with the power of our mobile app. If you have not downloaded it yet, click the button below to get started today.