As the name suggests, employees or employees are those covered by Arbetsersättningsförsäkring . Your employer must have a policy Workers Compensation and compensation is only liable if the illness or injury originates from work. Employment compensation insurance covers compensation or lost wages when you are unable to work due to illness or injury that occurred while you were at work. When you are hired to work in an unsafe or dangerous environment, it is especially wise to be sure that the employer has an employee compensation policy. In general, full-time and part-time workers are covered by Employment Compensation. Independent contractors must have their own compensation policy for workers. Bogle Agency Insurance has the answer to the question "Who covers employees' compensation insurance?"
Is workers' compensation insurance a requirement for employers?
All companies that employ more than one person are required to have compensation for workers. The thing for employees to remember is that the illness or injury must have occurred while they were at work. If you are injured outside of work, you will not be covered.
Talking to a Professional for Work Compensation Information
Bogle Agency Insurance provides a complete range of insurance options for New Jersey companies. We are here to guide you and make sure you have the coverage needed to run a business. Our knowledge and long experience can be invaluable for answering everyone's questions about work compensation. Bogle wants all employers and employees in New Jersey to have a safe and well-informed experience in their workplace. Call us for a comprehensive insurance consultation. We can be reached at (201) 939-1076.