When to buy life insurance | Haven Life

Temperatures are rising. Flowers bloom. Life insurance is… eh, insurance. (We think it’s a word.) The point is, there are some things that are quite synonymous with spring. And we think life insurance should be one of them.

Do you not believe it? Get in touch with us. Here are five reasons why spring is the best time to buy life insurance.

Because you spring clean

Maybe you have already cleaned the garage, thrown out the rubbish that collects dust in the attic, or even just made the digital equivalent, updated your passwords and made sure your contact information is up to date. Why not take the next logical step and delete “get life insurance” from your to-do list?

Sure, even if you might think of spring cleaning as a laborious sanding – lifting old drawers up and down the stairs; Spend precious mental energy on deciding if you really need to retain the hard-earned August 2015 Employee Certificate of the Month – getting life insurance can actually be quite simple. You can get a quote in seconds, fill out an application in minutes, and qualified applicants can even get coverage immediately while they wait for their medical examination. (You can also consider coverage without an exam, such as Haven Simple from Haven Life, but we emphasize that you must be honest when applying.)

In fact, buy life insurance now. Spring cleaning has to wait.

For April it rains

Are you looking for the perfect rainy day activity? Applying online for life insurance is it. Whether you’re waiting for a quick sprinkle or a full-on operational thunderstorm, Haven Life’s quick and easy application means you can apply for life insurance while you’re cozy and dry on the couch.

And you know what? If it is sunny and dry, bring your laptop outside and treat yourself to the timeless pleasure of applying for life insurance outdoors. Go ahead: Invite your partner and make it a date.

Because tax refund

If you find yourself with a little extra money after your annual meeting with Uncle Sam, consider spending a fraction of it on buying life insurance. We say a fraction because it costs so little: A 30-year-old woman, in excellent health, can buy a 30-year-old Haven Term policy worth $ 500,000 for just $ 25.40 a month. It’s less than a dollar a day, and probably a lot less than, say, your monthly streaming budget.

And unlike your TV subscription, your life insurance can help with some important expenses afterwards. If something happens to you, your family can use the life insurance payment for pretty much anything: funeral expenses, mortgage payments, education expenses, even basic things like food and gas. Essentially, if someone is dependent on you financially, a life insurance policy is a way to ensure that the person can pay for things when you are not around. Which brings us to …

For spring is the time of renewal

In nature, spring is when winter’s dry grass and cold-lined trees give way to lush fields and fully flowering leaves. Maybe it’s just us – after all, we live for life insurance – but we think renewal is quite inspiring and a good reminder that even if some things disappear, they leave behind seeds for new growth, even new life.

Much like life insurance, when you think about it.

Buying a life insurance policy is one way to ensure that your assets (like lush trees) do not rot (like dead tree branches) and instead continue to bloom in the future (imagine financial leaves on a money tree that blooms after a winter frost). It’s beautiful, really.

Because it’s ours right now

Brass thank you, the best time to buy life insurance is always right now. Why? Because you will never be younger than you are right now. Because as you get older, your health may deteriorate. (It happens.) And above all, for tomorrow is not guaranteed for anyone, no matter how young and healthy you are. Having a life insurance policy is an important way to provide financial protection for those you love, should the unexpected happen.