Courtesy of iii.org
Hurricanes are violent and dangerous to your family and your home. When a hurricane threatens to hold down, make sure you know how to close your gaps and protect yourself, your loved ones and your property.
When it's hurricane season
Hurricane season begins June 1 and runs through November 30. … But do not wait until a warning – take steps to prepare in advance for a potential hurricane – it is the best way to protect your family, your home and your business.
For more emergency preparedness tips, practical checklists (including those you can personalize yourself) and evacuation planning advice to cover various disasters, get the III's Know Your Plan app. It's a great tool to help you and your family ̵
When a hurricane guard is issued
A hurricane guard is issued when there is a threat of a hurricane within 24-36 hours. At that time you should:
- Buy any emergency materials that you do not already have on hand. Hit the stores early, as items such as batteries, lights and flashlights will quickly snap.
- Prepare your yard by removing all outdoor furniture, lawns, plantings and other materials that can be picked up by high winds. If you have not already done so, remove weak branches on plants and trees. Lower antennas and retractable awnings.
- Charge your mobile phone completely.
- Fill the car's fuel tank.
- Make a note of the name and telephone number of your insurer and insurance staff and keep this information handy in your wallet or purse.
When a warning is issued
A hurricane warning is issued when hurricane conditions are expected in 24 hours or less, which means that a storm is imminent.
- Stay informed about the storm's progress by listening to radio or TV. Even better, listen to a NOAA weather radio for critical information from the National Weather Service (NWS).
- Install hurricane hatches, go up or otherwise close large windows and draw drapes over windows and doors.
- Get off the boat – never stop on a boat during a hurricane ! Check mooring lines for boats in water.
If evacuation becomes necessary
Hopefully you are fully prepared with an evacuation plan. Also remember:
- Do not wait until the last minute – protection may be full or roads may get stuck. If you have pets, consider traveling before ordering an evacuation – otherwise you may be ordered by officials to leave your pet home.
- Include survival supplies from your list.
- Have important papers with you at all times, including your home inventory and make sure you have your insurer's name and phone number.
- Wear warm, protective clothing for the whole family if you get caught.
- Lock all windows and doors in your home. Do not combine hurricane damage with threats of possible looting.
- Save all receipts for everything that can be considered an extra cost of living (ALE) if your home is destroyed or damaged and made uninhabitable.
If you stay at home during a hurricane
Stay indoors. Do not go out even during the short calm when the eye of the storm passes as wind speeds can increase dramatically in a few seconds.
- Stay away from windows and glass doors and move furniture away from exposed doors and windows.
- Stay on the tailwind of the house. If your home has an "interior" room, stay there below the height of the hurricane.
- Keep the TV or radio tuned to information from official sources.
After the hurricane, beware of the dangers that remain
The storm may have passed, but it has probably created new dangers.
- Beware of outdoor hazards such as loose or fallen trees, loose signs or awnings that are likely to break and fall.
- Stay away from loose or dangling power lines and report them immediately to the appropriate authority.
- Walk or drive extra carefully as washes can weaken road and bridge structures.
- In the event of a power failure, throws out food that can be destroyed.
- Boil municipal water before drinking until you have been told it is safe.
If your home is damaged
Notify your insurance as soon as possible of any losses. If you had to move, let your representative know where you can be contacted. In addition:
- Make temporary repairs – if they can be carried out safely – to protect property from further damage or looting; For insurance purposes, keep all receipts for used material.
- Obtain written estimates for all proposed repair jobs and use only reputable contractors. Be especially careful with building contractors who want large deposits in advance or encourage you to spend a lot of money on temporary repairs. Ask for their references and contact the Better Business Bureau for complaints.
- Collect all other receipts for expenses that are covered by insurance or are deductible.