I am an independent agent and therefore licensed to several life insurance companies, which I think helps me prepare an adequate West Coast Life Insurance Company review because I can compare their products and warranties with the other carriers I represent.
My West Coast Life Ins Company Review
I have been contracted with West Coast Insurance Co. for over five years now, and overall I am very happy with their pricing and in my opinion very gentle guarantee.
Through this article, you will see that I prefer no BS approach to my life insurance company reviews, simply tell the pros and cons, without all the fluff.
But before I tell you more about my personal experience with them, let's take a look at the company in general.
About WestCoast Life Insurance Company: Ratings and History
West Coast Life Ins Co originated in the city of San Francisco, California as "The Spirit of the West" in 1906.
In 1997, the Protective West Coast Life Insurance Company together with another strong company, Protective Life, becomes part of the Protective Life Group.
West Coast Life Insurance Company has a total assets of $ 2.5 billion, with a net life insurance of $ 172 billion in 2009.
Since then, WestCoast Life Insurance Company and protective product offerings and warranties have been identical but have kept their names separate .
It is rumored that West Coast Insurance Co. will soon do business as a protective and release its name completely.  Compare Prices Now!
West Coast Ins Company Products
One of the things I did not want to disclose from my West Coast Life Insurance Company review was that the West Coast Insurance Company still uses a straight term product called their Secure T term product line.
It is available from 10 years to 30 years in lengths for five years and is sold in most states.
Many companies switch to term / UL hybrid products, which are good, but some individuals find them confusing.
I prefer to sell a simple futures policy to someone who only needs one period.
They also have universal life products under their LifeTime Platinum III line that are designed to provide coverage all the way. up to 120 years if needed.
Finally, their LifeTime Advantage Plus UL is similar to the UL mentioned but offers potential for cash accumulation. has flexi coverage options.
"Lenient" Insurance at West Coast Life Ins Company
I have repeatedly found West Coast Life Ins Company guarantees to be fair to my clients.
They routinely hold on to their trial offers, when I have received a short quote before applying, and they seem to be most favorable on some of my tough heart diseases, such as individuals who have pacemakers or have had bypass surgery or heart attack.
But one place I really need to provide props in my WestCoast Life Insurance Company review is their liberal building maps.
When an overweight or obese person may be a substandard risk at many other companies, they may get a "standard" on West Coast Life Insurance Co.
West Coast Life Insurance Quotes
We offer quotes from many insurance companies if you use the direct life insurance quote form on the right.
After reading my West Coast Life Insurance Company review I hope you will look for them in the results and request an application, especially if you want a comprehensible life insurance policy.
You can also call us for a quote on 888-603-2876
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