The personal economy occupies many employees. A person may be fine but is still worried about the money. Will he or she do enough to get to the end of the month? Can the big bills like college payment be paid immediately? Are penalties for late payments assessed? Concerns about cash can distract a hard-working employee from critical work projects. has a program that deals with fine ancial wellness. We improve the quality of our services by using the right tools.
Assessment of cash flow and value
Sensible planning requires an understanding of cash flow. No one should live from paycheck to paycheck, but people do it because they do not know where the money goes. Countrywide's nationwide network of certified advisors will help end the confusion.
These financial professionals will perform a budget analysis for the member of the financial health plan. Cash flow departures and tides are being investigated and advisers will determine where certain adjustments can be made to make it easier to pay bills and save money for later. The plan member finally has an idea of how he or she is spending the money earned.
There are some oversized ticket items that an employee wants to buy. Real estate is one of them and mortgages take out a large portion of anyone. The larger the down payment, the smaller the mortgage. It is important to know how much of a mortgage someone can afford.
There may be specific assets that a person can earn to deliver the money needed for a large down payment. These include stocks, bonds, old insurance policies and even collectibles. Nationwide Advisors Have No Problems Makes asset inventories for the financial health plan member. It is interesting what comes up in these assessments of the total asset value. People are pleasantly surprised that they are worth much more than they ever imagined.
The best help in an emergency
The quarantines and barricades created a financial crisis for many individuals. It's sad, but many got into a serious money crisis and had trouble paying their bills. Nationwide has the tools needed to change the situation.
We have a debt management plan to help people solve their problems. It costs a little more, but it provides advice and help that everyone needs to regain financial well-being. Anyone in desperate difficulty will appreciate this little extra help that Countrywide offers.
Those facing bankruptcy and foreclosure can turn to Countrywide for advice and guidance in such terrible times. Our advisors are there to suggest ways to apply for bankruptcy properly and to avoid exclusion. It is the kind of help that provides huge benefits to people against the wall financially.
The Right People
Nationwide counselors are experienced professionals who help ordinary people with their financial well-being. There is something else that our counselors have, and that is emotional intelligence.
We recruit our advisors for the skills of their employees. A nationwide counselor has the empathy and sensitivity to help individuals who get stuck in a problem. We know that it is not easy to get out of a mess and we will patiently help anyone who is trying to balance their budgets.
We asked decision makers to help us determine what financial health benefits will be part of the program. We explain all our service options carefully and answer all questions. The client knows what the employees need and we respect such knowledge. We will include the choices in the final planning document, and we provide superior membership services and streamlined administration that get results and provide help as soon as possible.
Nationwide has a combination of the right tools and the right people to make a difference. If you have any questions, please feel free to contact us at your convenience. We believe that we have a benefit program that all your employees will benefit from and we welcome the opportunity to explain it.