Car insurance is something that all drivers must have. Whether you want basic liability protection or full coverage, it is important to get the best possible price that gives you the best value for money. However, there are many ways to minimize car insurance premiums without sacrificing protection. Read on to know more.
Collection of insurance and other discounts
Consider buying car insurance from the same company that provides your homeowner’s insurance to save money. The more insurance you buy, the greater the discount you may be entitled to. Other possible discounts are:
- For your young people:
If your teens are drivers and have successfully completed a driver training program, they may qualify for discounts. If your child goes to school from home and probably does not drive your vehicle very often, many insurance companies can give them a discount.
- For yourself and your spouse:
Discounts may be available if you are over 50, less likely to have an accident or if you only drive a minimum number of miles each year ̵1; say less than 7,500. Also, if no drivers in your household have collected more than two points for moving violations, you may be eligible for discounts for good drivers. However, if you have been involved in a serious accident or drunk driving for the past seven years, you may not be eligible for this discount.
- For your accessories:
If your vehicle has equipment such as double airbags, automatic seat belts and anti-lock brakes, you may qualify for discounts on “safety devices”. Similar discounts may be available for anti-theft tools such as alarms and active or passive deactivators.
One of the best ways to reduce car insurance is to compare the best car insurance companies. Each company offers different discounts for different insurances that suit your needs, so regardless of your situation, you will be able to find the right insurance for you. Contact us to book a meeting with our professionals at Abbate Insurance Associates Inc. today to learn more about affordable car insurance and be safe behind the wheel.