United policyholders have sent a letter to Florida Governor Ron DeSantis urging him to oppose the current pending legislation in SB 76 and HB 305. Here is part of the letter written by Amy Bach to Governor DeSantis:
We admit that there are challenges for insurers, property owners and government officials in the property insurance sales and claims arena in Florida, but SB76 and companion HB305 will exacerbate – not solve. If these bills are adopted, your legacy as governor will include the blessing and codification of confusing mathematics and reduced coverage for roof repairs via maps buried in fine print, making it harder for people to get professional help when an insurance company does not live up to the end of the find. .
These bills go in the opposite direction to what is needed. What is needed is for us to preserve the value of property insurance as a source of repair for people who take personal responsibility by paying premiums to protect their assets. Other states see Florida as a leader in promoting resilience while balancing the interests of insurers, property owners and real estate and construction. We urge you to oppose SB76 and HB305.
For those unfamiliar with United policyholders, this is a small part of what they do, as stated on their website:
UP was founded in 1991 by Amy Bach, a consumer advocate and lawyer, and Ina Delong, a 22-year-old policyholder . The spark for UP was an urban wildfire that destroyed 3,000 homes in Northern California. After the disaster, residents struggled with serious and unexpected gaps in their insurance coverage and a tort process that was often controversial. UP was formed to help compare the terms between insurers and insured persons. Donations, foundation scholarships and volunteer work support the organization's work. Our 200+ strong volunteer corps includes disaster survivors, lawyers, insurance staff, financial planners, CPAs, construction experts, patient advocates and retired judges. No insurance companies guarantee or finance our programs.
Our work is divided into three programs:
Roadmap to Recovery ™ provides tools and resources for solving insurance problems after an accident, loss, illness or other adverse event.
Roadmap for preparedness promotes disaster preparedness and insurance expertise through outreach and training in partnerships with community, faith-based, business and other non-profit associations.
Advocacy and Action develops consumer laws and general insurance related to insurance issues.
UP advocates a wide range of policyholders from low-income drivers to flood victims to international energy companies to domestic manufacturers. We have filed more than 400 "friend of the court" documents in state and federal cases and in U.S. Supreme Court cases. We host a dynamic library with publications, sample documents, links and reports.
Elected officials, academics, and journalists throughout the United States routinely apply for United Policyholders' contributions. Since 2009, UP has been selected as the official consumer representative at the National Association of Insurance Commissioners.
Hopefully, others will also write the governor and Florida's elected leaders who oppose this historic bill that harms policyholders.
Thought For The Day
We need elected officials who overcome biased policies to really help people.
– Ed O & # 39; Neill