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Understanding how animal insurance works: An overview



Animal insurance is a great way to protect yourself from expensive veterinary bills. Depending on the type of policy you choose, you can be sure that your pet will be able to get the highest quality veterinary care when they need it most. Animal insurance can be purchased to cover both injuries and illnesses. Most pet insurance policies can be tailored to your needs, much like your own health insurance.

When to buy?

Most people consider buying pet insurance shortly after adopting a pet. Buy pet insurance when your pet is about six months for the best price. At this age, any abnormalities or chronic diseases begin to appear and can be treated in time. Even if pets start getting their shots around the age of two months, they will continue to receive vaccinations or boosters once a year. You can choose to purchase a pet policy at any time. You just need to remember that none of the available policies will cover existing terms. Buying coverage as soon as you receive your pet is recommended to ensure that they are covered in all circumstances.

What does it cover?

Animal insurance is much like health insurance for humans. None of the pet insurances already cover existing terms. Some insurances are written to cover only illnesses, while others only cover accidents. A comprehensive policy will cover all types of injuries, illnesses and even routine health and wellness tests. Vaccines are also included in comprehensive coverage. You can choose the type of coverage you prefer and upgrade it if you choose. However, it is important to remember that if an existing condition worsens, it will not be covered if it was not treated according to the previous policy.

How much does the pet insurance cost?

Pet insurance is affordable when you consider the cost of veterinary care. Comprehensive care for dogs costs you about $ 45 to $ 50 per month. For cats, comprehensive care will carry an average cost of $ 25 to $ 30 per month. Policies that only cover accidents or just injuries will cost you much less per month. Accident or illness policy is cheaper but still quite effective. If your pet is kept inside your home, you may only need to purchase a sickness policy. However, if you have pets going in and out, you may need a comprehensive policy simply because of the added risk.

Your pets are part of your family. You want to be able to give them the same level of care as your children or other family members. Talk to an agent at Abbate Insurance Associates if you have questions regarding pet policies. We have answers to many of your most common questions and can give you the best possible advice. Call and book an appointment today! Let us guide you through the process and create a policy that works best for both you and your pet.


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