Wine making is a trade that is old as civilization. Because the process has become more sophisticated over time, the options are available to protect you from loss.
As a wine seller, if you don't have coverage tailored to your specific business needs, you may be exposed to risks not covered by a regular business package policy. Here are some of the ways that Vineyard and Winery Coverage can help protect your business so you can keep your glasses full when the unexpected happens.
Wine Leakage provides coverage for resulting damage to wine and other covered property caused by wine leakage
Wine Pollution provides coverage for wine products that must be withdrawn from use or sale due to unknown or unexpected pollution .
Outdoor Growing Wines, Trellises and Harvested Products is an extension of coverage provided by your company's personal property part of your business policy for damaging these items listed as a result of a covered cause of loss in the policy including wind, vandalism, lightning and fire.
Standard coverage limits or increased coverage values are available for your specific wine sales needs. There are also additional additional terms for package policies that can be purchased to obtain coverage for Liquor Liability, Equipment Breakdown losses and Inland Marine schedules for coverage for other property and production equipment.
Here are some of the information you need to provide when considering coverage for your vineyard or vineyard business:
- Description of the nature of your business.
- List of your income and how much it is from the sale of wine.
- Location of grapes you grow and the value of vines that are in every place
- Do you have premises, guest accommodation, employment accommodation or special events?
- Should You Need to Protect Equipment for Machines or Machines
- Do you have specific property objects or equipment that you want to assure yourself according to a planned inland code for marine coverage?
In order for your wine products to be protected against risks specific to this industry, consult your independent agent to ensure that you have the best insurance coverage in place for your business.
The above information is of a general nature and your policy and insurance coverage may differ from the stated examples.