One of the benefits of social media is the fact that it reminds you of what you thought several years earlier. Today I was reminded of the terrible flooding in Ellicott City, Md., Which occurred three years ago this week.
This event gave rise to me because I had friends who lived there and I lived in a similarly located riverfront city. The images from Ellicott City remind me of the damage much closer to home, in Bound Brook, NJ, when Tropical Storm Floyd dropped over 13 inches of rain and the Raritan River crested over 42 feet, flooding downtown and sparking fires as electrical systems short-circuited.
My small town Dunellen had avoided a big bullet, I realized when I watched TV when firefighters in boats responded to the destruction next door. Our basement, temporarily turned into an indoor pool, seemed to be a minor inconvenience next to the losses in Bound Brook and elsewhere.
A few years later, my region would be visited by similar shocking images in the aftermath of Hurricane Irene and Superstorm Sandy.
We have written extensively on flood risk, the flood protection gap and the need for resilience thinking to prevent damage and loss where possible and help families, businesses and communities bounces back from inevitable disasters. But sometimes some pictures can convince more eloquently and effectively than all the words in the world.
Read more from the Triple-I blog
Flood: Beyond Risk Transfer
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FEMA's new flood risk strategy comes to make the insurance program fairer
Floods, freezing, other extreme weather Highlights Need for planning and insurance
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Study supports cases of flood reduction [Flood55MapsGiveRicherPerspective
If It Can Rain, It Can Flood: Buy Flood Insurance
In Front of Hurricane Sally & # 39 ;s Rains, Many Deficiency Insurance