Trampoline insurance security

Top safety tips for trampolines

A trampoline is every child's dream. Although they are fun, for both children and adults, trampolines are dangerous. The US Consumer Product Safety Commission reported 295,000 medical-treated trampoline-related injuries in 2015. Of these, over 102,000 were visiting the Emergency Department!

Most common injuries

Most serious injuries from trampoline accidents involve:

  • Two people colliding with each other
  • Falling on trampoline springs or frames
  • Temporarily skipping the trampoline
  • Trying stunts or flips
  • Trying stunts or flips
  • ] How to be safe

    If you have a trampoline, or buy one for your home, be aware of the security risks. Trampolines are of course dangerous, so it is always best to walk carefully.

    Safety when installing your trampoline

    • When setting up your trampoline, make sure you follow all safety instructions in the manual.
    • Place the trampoline on a smooth, ground level surface. If it is on an elevated surface it can be more dangerous if someone should bounce.
    • Make sure the padding covers the poles, frame and spring. These pieces are made of cemented carbide and can cause damage if someone accidentally hits them.

    Maintain your trampoline

    • Make sure all pads are in place. It should be padding on the poles, around the springs and all other potential landing surfaces. The padding should be in good condition.
    • Check regular safety equipment for your trampoline. Replace or repair parts as needed. Be on the lookout for tears, exposed pieces or other crimes.

    Be careful when you are on the trampoline

    • Always make sure there is an adult monitoring when children play on the trampoline. While they are fun to bounce on, accidents can happen quickly.
    • Avoid making somersaults or flips. They are often cause for damage and are particularly dangerous when they are run incorrectly.
    • Let only one person bounce at a time. Many injuries occur when bouncers collide with each other.
    • Do not use a ladder for your trampoline. Ladders encourage younger children to use them. If a child is too young to climb on, they should not jump on it.

    Insurance for trampolines

    If you choose to buy a trampoline or already have one, it is important to tell your insurance agent about it. They are a major security risk. Depending on your home insurance, you may or may not be covered by a trampoline-related event. For some policies, they are covered up to the limits of your coverage. For others, they can only be included if certain security protocols are met. And for other policies, trampolines can be excluded from coverage. Communication with your insurance agent is the best way to ensure adequate coverage. Before you get a trampoline, talk to your agent about the implications for your current homeowner's insurance policy.

    Always remember to practice safety around trampolines. They are fun but dangerous toys to have! And if you are ever unsure, call your insurance agent. They can help address issues or concerns you may have about your insurance coverage!

    Chat with an Encharter agent today at 888.754.8299!

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    A trampoline is every child's dream. Although they are fun, for both children and adults, trampolines are dangerous. The US Consumer Product Safety Commission reported 295,000 medical-treated trampoline-related injuries in 2015. Of these, over 102,000 were visiting the Emergency Department!

    Most common injuries

    Most serious injuries from trampoline accidents involve:

  • Two people colliding with each other
  • Falling on trampoline springs or frames
  • Jumping trampoline
  • Trying stunts or flips [19659000] Trying stunts or flips

How to be safe

If you have a trampoline, or buy one for your home, be aware of the security risks. Trampolines are of course dangerous, so it is always best to walk carefully.

Safety when installing your trampoline

  • When setting up your trampoline, make sure you follow all safety instructions in the manual.
  • Place the trampoline on a smooth, ground level surface. If it is on an elevated surface it can be more dangerous if someone should bounce.
  • Make sure the padding covers the poles, frame and spring. These pieces are made of cemented carbide and can cause damage if someone accidentally bounces into them.

Maintaining your trampoline

  • Make sure all pads are in place. It should be padding on the poles, around the springs and all other potential landing surfaces. The padding should be in good condition.
  • Check regular safety equipment for your trampoline. Replace or repair parts as needed. Be on the lookout for tears, exposed pieces or other crimes.

Be careful while on the trampoline

  • Always make sure there is an adult monitor when children play on the trampoline. While they are fun to bounce on, accidents can happen quickly.
  • Avoid making somersaults or flips. They are often cause for damage and are particularly dangerous when they are run incorrectly.
  • Let only one person bounce at a time. Many injuries occur when bouncers collide with each other.
  • Do not use a ladder for your trampoline. Ladders encourage younger children to use them. If a child is too young to climb on, they should not jump on it.

Insurance for trampolines

If you choose to buy a trampoline or already have one, it is important to tell your insurance agent about it. They are a major security risk. Depending on your home insurance, you may or may not be covered by a trampoline-related event. For some policies, they are covered up to the limits of your coverage. For others, they can only be included if certain security protocols are met. And for other policies, trampolines can be excluded from coverage. Communication with your insurance agent is the best way to ensure adequate coverage. Before you get a trampoline, talk to your agent about the implications for your current homeowner's insurance policy.

Always remember to practice safety around trampolines. They are fun but dangerous toys to have! And if you are ever unsure, call your insurance agent. They can help address issues or concerns you may have about your insurance coverage!

Chat with an Encharter agent today at 888.754.8299!

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