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Tips on business insurance and family employees



With the permission of iii.org

It can be thought that family-owned and operated companies would be relatively immune to employee moods, but this is not the case according to a new article in Gen Re.

The reasons for family-owned companies being sued include: most family-owned companies use at least one non-relative; the non-relative is probably the first to be fired when the business struggles; and family members are reluctant to discipline each other for bad behavior in the workplace, especially if the family patriarch is the one who does not behave. would benefit from including liability insurance (EPLI) as part of its insurance package.

According to GenRe:

These workplace scenarios and settlement amounts reflect those we see for all companies. Discrimination and sexual harassment ̵

1; as well as unfair dismissal, invasion of privacy and other employment offenses – are not limited to any type, place or structure of the business. Practices Liability insurance is not overlooked. The chances of needing EPLI protection are no less than for slipping or falling or fire loss. Everything is relative.


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