If the wind was strong enough to pick up Dorothy and Toto and drag her entire house in a tornado and send them to the magical Land of Oz, there is no telling what it might do to your property. The spring season is here, and with it come storms. Rain, hail, wind, lightning and the nasty tornadoes can cause serious damage. So instead of getting your ruby slippers ready, follow these steps to protect your home from spring storms!
Secure loose objects.
In Dorothy's case, the whole house should have been secured, but I hope your foundation is not so compromised. Did you know that it only takes winds of 40 km / h to damage your home and property?
- Storage of vehicles in a garage or other safe space should be a high priority when preparing for strong winds.
- Larger objects such as benches and grills should be attached to a porch or other sturdy structure with cables or chains if there is time to do so safely.
- Items such as outdoor furniture, children's toys, landscape decorations and firewood should be moved inside or secured with items such as tarpaulins, weights and bungee cords.
Be prepared if the power goes out. .
With strong winds, the chance of losing power is very likely, so refill flashlights, batteries and blankets. Also make sure you have plenty of water, food that is not easily spoiled and first aid if the power is longer than expected.
First case, if you live in a flood prone area, it is important to know your flood zone . This will help you understand how vulnerable you are to storm surge, flood and wind. For more information on purchasing or renewing flood insurance, see FEMA's National Flood Insurance Program. still at risk. Did you know that standard policies for homeowners or tenants do not cover floods? The good news is that flood insurance is now available through both NFIP and private markets for low to moderate risk areas. Coverage is available for homes and other structures such as a shed, pool house, contents, personal property, extra living expenses, garbage removal and more. Here is more information on personal flood coverage and watch this video below.
Talk to your independent agent.
Storms can damage your property and the property of others. Make sure you have the right insurance to help you in your emergency. Contact your independent agent if you have questions about your policies.
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