An Acworth, Georgia-based restaurant filed its appeal on Monday in a dispute with its coronavirus-related business interruption insurance company.
Henry & # 39 ;s Louisiana Grill Inc. and Henry & # 39 ;s Uptown LLC v. Allied Insurance Companies in America, the restaurant and its associated events business asked the 11th U.S. District Court to overturn a federal court order granting Nationwide Mutual The Insurance Co. unit's proposal to dismiss the original lawsuit filed by Henry.
The courts and approved the number of decisions that Henry failed to prove to three restaurants were also "physically lost" in the property following the COVID-1
Many of the insurers have tried to reject the suits and claim that physical damage was necessary to trigger coverage for lost income. Insurers have won most of the original rulings, but some courts have ruled in favor of policyholders and many of the cases are expected to be appealed.
In the 11th circuit case, Henrys claims that the lower court "made a mistake when the determined policy only covered property damage and dismissed the" loss of "language as pure surplus. "
Uncertainties in the policy should be interpreted in favor of the policyholder," says the application.
Nationwide did not immediately respond to a request for comment.
More insurance and risk management news about the coronavirus crisis here .