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The price of love: two monthly salaries … plus insurance



Here's something that gets you in the loving mood: insurance.

Specific engagement ring insurance, a topic covered by Forbes magazine on Monday in preparation for one of the year's most popular engagement days, Valentine's Day.

With an engagement ring costing an average of $ 5,500 per The Knot wedding website, the magazine points out that although insurance is probably last on the list after setting a date and saying yes to the dress, it is a necessary question to go to your insurance company.

Forbes urges lovebirds to check their homeowners 'or tenants' insurance policies and then consider whether your current coverage is adequate. A standard homeowner policy may not completely cover a lost, damaged or stolen ring, warns Forbes.

"One of the questions you should ask is:" I just spent X amount of money on this ring. Can I afford to replace or repair it? ", Said Bryan Howard, head of product management and personal lines at Jewelers Mutual, a company that specializes in jewelry insurance. Catalog

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