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The policyholder's preparations for an active hurricane season 2021 | Legal insurance blog for property insurance



The hurricane season is just around the corner. Weather Channel 2021 Atlantic Hurricane Season Outlook predicts another season above average, which means policyholders must take the time to ensure they are adequately prepared. The preparations extend both to protect your home and to deal with any cover gaps or underinsurance problems with your insurance. Last year's historic hurricane season saw thirty named storms, twelve of which landed in the continental United States

Thirteen of these storms became hurricanes and six were considered major hurricanes. The 2020 hurricane season set another record for nine named storms between May and July. If last year's season is an indication of what may happen this year, policyholders must start preparing as soon as possible. from floods. This is why it is recommended to get an extra flood insurance to ensure full coverage. Commercial policyholders should lose income coverage if their business is temporarily closed due to hurricane damage. Homeowners can secure additional coverage for living expenses to help with expenses while their home is being rebuilt.

Another element that policyholders should consider is their policy boundaries. Recent increases in timber and construction costs may require higher policy limits. You can talk to your insurance agent about increasing your insurance limit to better protect yourself if your home needs to be repaired or rebuilt. The latest COVID-1

9 pandemic has also led to labor delays, making additional cost-of-living coverage even more important if your home cannot be repaired for an extended period of time.

We have created several assets focused on helping policyholders prepare for the hurricane season. . For homeowners, we have a hurricane checklist with tips on how to protect your home and review your insurance. We have also created a Condominium Hurricane Preparedness Guide for apartment buildings.

Merlin Law Group is here to help with any hurricane damage. Do not hesitate to contact one of our many experienced lawyers with questions regarding your hurricane damage.


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