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Home / Insurance / The Patrick Carr Show and the Outgoing Material Debate | Property Insurance Protection Law Blog

The Patrick Carr Show and the Outgoing Material Debate | Property Insurance Protection Law Blog



Patrick Carr has an interesting YouTube channel that focuses primarily on topics of interest to restoration contractors, including the topic covered in yesterday’s post, The reasonably comparable singles debate. I met Patrick while he was supervising my shoot in Orlando about ten days ago. Jen Silver and Crystal Waterson interviewed me in preparation for their new launch scheduled for October. Patrick Carr oversees e-media for that production.

John Senac of NTS was interviewed by Carr in an episode titled, John Senac I The Roof Pro I Why Not Knowing Discontinued Single Costs You BIG. Senac gave some very practical and wise advice. He said that while discussing with the insurance adjuster the method and cost of repairing a roof, a restoration contractor should “stay in their lane.”

; He also pointed out that it is important to know any materials that need to be repaired or replaced and if the manufacturers have discontinued those products for proper pricing of a restoration job.

One of the points I’ve tried to make to public adjusters, appraisers and restoration contractors is that you need to know the specifications requested by the manufacturers of various building materials in order to determine the right price for a restoration project. How can you make an accurate estimate if you don’t know the product listed? Knowing the product, what specifications are required by the manufacturer for proper installation of the product in a building? The vast majority of insurance company adjusters never specify which product to use. So, how do you know what the right labor and material price is without knowing the product?

I strongly suggest that those involved in building loss property adjustment and all restoration contractors join the Construction Specifications Institute (CSI). Construction projects are often complex and difficult. This applies to an even greater degree where the project has older materials that are being phased out and must be replaced. CSI publishes a number of references detailing the specifications for all types of construction jobs needed to produce a legal and correct construction job.

Did I say legal? A recent blog post about CSI, Specification of practice–laws and regulations in construction documentsnoting that everyone is required to comply with the law when it comes to construction:

“Since laws and regulations apply to everyone, is it necessary to include them in construction documents at all?

The answer is yes, because it is in the owner’s interest, and is an appropriate risk management provision, to place on the contractor the contractual responsibility to comply with laws and regulations. Such provisions make it clear that the owner, constructor and others retained by the owner, such as a construction management consultant (CMA) or program manager, are not responsible for the contractor’s compliance with laws and regulations. Without such a provision, it is possible that a contractor may take the position that the owner, constructor or others were jointly responsible for, or should have informed the contractor of, the contractor’s failure to comply with laws and regulations.

American Institute of Architects document AIA A201—2017, Standard General Conditions of Contract for Construction, requires:

§ 3.7.2 The Contractor shall comply with and provide notices required by applicable laws, statutes, ordinances, codes, rules and regulations and legal regulations of public authorities applicable to the performance of the Work.

§ 3.7.3 If the Contractor performs Work knowing that it contravenes applicable laws, constitutions, regulations, codes, rules and regulations or legal regulations from public authorities, the Contractor shall assume appropriate responsibility for such Work and bear the costs which can be attributed to. for correction.’

The lesson from this is that the correct pricing and value of a loss can only be determined if the material types are known. The manufacturer of these materials will have specifications that must be followed in order to do a legal and proper construction job. Patrick Carr did a great service to remind everyone by interviewing John Senac on this important topic.

Today’s thought

I remember that as a young architect people always talked about IM Pei’s concrete. He had a special specification that no one else knew.
— Annabelle Selldorf


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