See the full video at https://rumble.com/vhqmn7-the-elements-of-fraud.html?mref=6ozih&mrefc=2 and at https://youtu.be/EZns8mheX6o  In order to prove civil fraud, it is the duty of an insurer to provide
permissible evidence which sets out the requirements of
Community law which generally identifies nine elements needed to establish
1. a statement of facts ;
2. its falsity;
3. its materiality;
4. the representative's knowledge of its falsehood or ignorance of the truth;
5. the representative's intention to act by the person in the man-
6. the injured party's ignorance of its falsity;
7. the injured party's dependence on the truth;
8. the injured party's right to rely on this; and
9. the injured party consequence and immediate injury.
The Frauds – Introduction
Insured persons who are intended to make fraudulent claims use many devices,
systems and objects that work to defraud insurance companies of billions
dollars in losses. In an attempt to collect large loss payments, insured
may make incorrect statements regarding material facts, conceal the actual facts and
provide false documentation. Values that are claimed are heavily inflated, intentional
remarks about non-existent property, and fraud and inconsistencies
abound in fraudulent allegations. Successful handling, investigation and defense
against such fraudulent and often criminal activities requires a complete understanding
of the various elements of property insurance fraud, as well as effective
There are four general types of fraudulent claim activity by which dishonest individuals
als (insured and third party claimants) engage in fraud. These activities involve the following: (1) obtaining insurance under
false pretenses by incorrectly presenting or concealing material facts in an application for
insurance, (2) creating a loss, (3) staging a loss, ( 4) exaggerate the amount of loss
and (5) incorrect presentation of the cause of the loss. Some claims involve the creation and
exaggeration of the loss and others involve all four types of fraudulent claim activity.
© 2021 – Barry Zalma. He also acts as an arbitrator or mediator for insurance-related disputes. He practiced law in California for more than 44 years as an insurance coverage and claims lawyer and more than 52 years in the insurance business. He is available at http://www.zalma.com and firstname.lastname@example.org.
Mr. Zalma is the first recipient of the first annual Claims Magazine / ACE Legend Award.
For the past 53 years, Barry Zalma has devoted his life to insurance, insurance claims and the need to defeat insurance fraud. He has created the following library of books and other materials to enable insurers and their claims staff to become insured.
Go to the podcast Zalma On Insurance at https://anchor.fm/barry-zalma; Follow Zalma on Twitter at https://twitter.com/bzalma ; Go to Barry Zalma videos on Rumble.com at https://rumble.com/c/c-262921; Go to Barry Zalma on YouTube- https://www.youtube.com/channel/UCysiZklEtxZsSF9DfC0Expg; Go to the library for insurance claims – https://zalma.com/blog/insurance-claims- bibliotek/ Read posts from Barry Zalma at https://parler.com/profile / Hymn / post; and the last two issues of ZIFL at https://zalma.com/zalmas-insurance-fraud-letter-2/ podcast now available at https://podcasts.apple.com/us/podcast/zalma-on -insurance / id1509583809? uo = 4