Winter is in full swing and the potential for claims due to ice ponds is increasing! While most damage caused by a winter storm is immediate, dams of ice ponds usually occur only several days later.
What is an ice pond? When the heat from inside your house rises and melts the snow on your roof, the water will flow down the slope until it reaches a part of your roof where the temperature freezes. The water will freeze again and an ice edge will form.
Water collects behind the ice pond until it finds openings in your roof where it can flow out into the attic and eventually into your house. The damage from an ice pond can be extensive as the water leaks in and destroys insulation, walls, roofs and more.
The most common time for ice ponds is after heavy snowfall followed by colder weather. Here are some tips on what you can do to prevent them:
Keep it cool. Contrary to popular belief, you do not want to heat the roof of your home. By keeping the roof or attic of your home cold, you will reduce the amount of melting snow and it will disappear without large amounts of melt water.
Isolate. Insulate your attic floor and install water and ice shields under shingles at the edges of the roof, in valleys and around valves, chimneys and skylights. Heating coils can also be installed in the edge of the roof to prevent the melting snow from freezing again.
Ventilate. Make sure your attic is properly ventilated to maintain a uniform roof temperature and tight roofs to prevent heat from leaking from the house to the attic. take it away. It is very easy to damage a roof when you remove snow and ice ponds.
No one can prevent all losses, but it is important to take the necessary steps to try to minimize a potential loss and to mitigate any losses to prevent further damage. If an ice pond is suspected, contact your independent agent as soon as possible to report the claim.
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