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Start a home improvement project? Let your insurance agent know!



  Home Supply Project-and-Homeowner-Insurance-Mountains-County Springtime is just around the corner! With temperatures that are now on average over freezing, the soil starts to thaw and keeps longer sunlight, you can feel the congestion of starting new home projects. Whether you are a DIY owner or hiring a contractor, these home-based home projects can enhance the enhancement appeal of your home, increase protection against the elements, and even make your time at home more enjoyable!

Improvement projects like building a patio, installing a new roof, upgrading windows and even renovating your kitchen can dramatically increase not only the look of your home but also the overall value. So, if you are discussing some improvement projects in the spring, reach out to your insurance agent and let them know!

My Home Value Increases – Should My Coverage?

Absolutt! Homeowners insurance covers damages that may occur in your home due to unexpected events such as fires, floods, lightning strikes and more. This means that when you upgrade your home, your insurance should be the new value of your home! Without increasing the value of your home on your insurance, you may receive a smaller payout for a total loss.

Does home values ​​increase even with small projects?

You may think "All I" I do to expand my patio and build a garden … which does not increase my home value! "It is not always true … depending on where you live, these small additions can be very important to potential buyers. Therefore, the total value of your home may increase depending on the local market. However, increasing your home value is not the only one The opportunity to let your homeowner insurance agent know about home improvement projects.

Improvement projects such as installing a pool should be discussed with your homeowner insurance agent due to the increased risk you may face while a pool may increase the value of your home. Someone is harmed on your property Increasing your homeowner's liability may prevent you from being sued in the event of an injury.

Will my insurance policy increase with home improvement?

No, not always, therefore, it is important to discuss any improvements in the home with your homeowner's insurance agent, they will be able to guide you on the right path and advise you on which improvements that save money, increase your home value and reduce responsibility. Improvements like a new roof or upgraded appliances can help reduce your insurance premium while building a supplement can increase your policy.

Bogle Agency Insurance Agents Know Tenant Policy!

Contact a Bogle Agency Insurance Agent today to discuss your future improvement plans. The agents here at Bogle Agency Insurance are experienced in Homeowners Insurance and can help you plan and organize your ideas for future improvement to save you money, keep you covered and increase your home value!


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