People live through difficult times and may have seen their economy stretched to their limit. Mortgages, rent, credit card balances and emergency medical bills have made life almost unbearable. Some are facing bankruptcy and others have no choice but to apply for it. to help people facing bankruptcy. The services will also help those in bankruptcy to work their way through it.
Certified Advisers Help
It is not fair to assume that a person facing bankruptcy is irresponsible. Mistakes and emergencies occur and can either cause enormous damage to the individual's financial well-being. Countrywide has a network of certified advisors who have experience of financial problems facing ordinary people. Bankruptcy is one of them. Our advisors can help a person avoid trauma when filing.
It is always recommended to have a budget. Too many people live dangerously and go from paycheck to paycheck without any idea what they are doing. Nationwide will help a financial health plan member develop a sensible budget that meets the bills and enables a person to save a little.
Paying on time is the best way to maintain good credit and avoid bankruptcy. Our advisors will give some suggestions on how to be faster, such as electronic transmissions. Whether a person should pay only the minimum or perhaps a little extra is determined by the plan members and the circumstances. The nationwide advisor can develop ways to keep deadlines on time.
A plan member who is already bankrupt can go to one of our advisers. We do not judge or preach; we are here to solve a problem. Bankruptcy may be the only way out of a serious financial well-being emergency. We can help you get through the process.
The 2005 Bankruptcy Prevention and Protection Act requires a person to seek credit counseling six months before it is filed. He or she must also complete a financial management training course before their debt is paid into bankruptcy. Our financial health plan provides debtor training and advice. Nationwide can allow the approved agency to issue certificates to complete both.
A nationwide advisor can also help a person deal with bankruptcy by offering solid advice. We want to help a person get out of an embarrassing situation as soon as possible. We have a debt management plan that helps an individual stay financially solvent.
We involve the customer in financial well-being
We provide several types of services that help an employee manage personal finances. However, we do not try to push one advantage over another. We realize that each customer has a unique workforce that has special requirements for service. Nationwide will do their best to provide the best.
We ask the potential customer's decision makers to choose which benefits will be included in their employee plan. Our mission is to ensure that these benefits are administered efficiently. We have a streamlined process that allows people to get what they need earlier than expected. As we suggested above, we serve the client and the plan members. Our advisers are not strict critics but professionals who want to help. Anyone who works with a nationwide advisor will feel comfortable sharing information. That person will also appreciate all the service and attention that Countrywide provides.
Bankruptcy is a sobering experience, but it does not have to be a life-changing nightmare. Nationwide counselors provide the kind of help an individual needs to recover from bankruptcy and to maintain healthy personal finances. If you have any questions about what Countrywide can do, feel free to call us when it suits you. We want to answer your questions and we look forward to talking with you.