Personal finance is a sensitive subject. Everyone wants to feel responsible and money-wise, but things happen. There may be sudden emergencies, such as medical bills, that ruin the best-planned plans.
Some people think that budgeting is a challenge. They get used to living from paycheck to paycheck and rarely save any money. Confusion that will harm financial well-being becomes a part of life. It should not happen, but it does. Messing only gets worse, but we can help end the cycle. Nationwide prepaid legal services have a benefit program to improve employees' financial well-being.
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We would like to emphasize that not all monetary issues are an emergency. Typical problems are running out of money and using credit cards to buy groceries. Taking care of small things will prevent big problems from occurring.
Countrywide has a nationwide network of certified advisors ready to assist. There is one in every community where there is a nationwide client. It is easy to arrange a meeting with the counselor and everyone practices social distancing.
Nationwide Advisors will perform a budget analysis for a member of the Economic Health Plan. The study looks at cash flow and where there may be some difficulties. The advisor will present suggestions so that a plan member can be a more sensible spender. Ways to save money are also part of the discussion.
Economic well-being protected
Large costs such as university loans make people make poor choices. Our advisors are experienced money veterans. They will show a plan member how to handle the debt and even negotiate debt forgiveness or reasonable payment schedules.
Bankruptcy and foreclosures are significant emergencies. Nationwide can help people with bankruptcy issues. We offer financial education that everyone who applies for bankruptcy must have. Our debt management plan provides advice on additional membership services to those who are stuck in a debt trap.
Planning for the future
Many employees look forward to making a big purchase, such as buying a house. They may need money in advance, especially for down payment. Our advisors will make an asset inventory to discover what an employee can earn or sell to get the required amount of money.
We have a tutorial program, "Make your move", that can help a first time home buyer better understand the insights into the real estate market. This allows the individual to be better prepared to make the big step to becoming a homeowner.
Employers help with plan design
Nationwide wants its benefit program to be available to all employees in a client organization. Decision-makers have a better idea of what these workers need when it comes to financial health benefits. We enlist their help in developing the program.
We will explain all our benefits to customers and then go back and let the employer decide which benefits will be included in the financial health plan. These choices are part of the final planning document. Countrywide has a streamlined administration to quickly get services to the plan members. We also have some of the best membership services in the industry.
The reason for excellent membership services is the empathy we seek from anyone who wants to become a nationwide advisor. Finances are sensitive issues and we expect our advisers to approach plan members carefully and with great empathy. Listening skills play a role for us and we insist on that from the counselors. Our attention to such details is the main reason why customers are so impressed with our ability to help employees.
If you have any questions about the benefits of Countrywide, please feel free to contact us at your convenience. Financial issues are important to employees and we have services that help each of them. We look forward to talking with you and explaining what we can do for your staff.