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Security over the pool and ground in the ground



  pool insurance

Safety over the ground and the ground in the ground

Regardless of the type of pool you have, safety should be one of your best considerations. According to the Center for Disease Control 2014, children between the ages of 1 and 4 have the highest to drown. And they also found that children ages 1

to 4 who died from accidental injury, a third died from drowning. It's not just young children to worry about. No matter what age, swimming pools have risks involved. If you are considering installing an above ground or pool in the ground, these are something to think about

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Risk of drowning

Risk of Drowning is higher for young children, but there are various factors to consider as well. Think of these as there are risks to having a pool. Try to mitigate these risks:

  • Inability to swim
  • Pool barriers, such as fences
  • Adult supervision
  • Use of life jackets
  • Alcohol use

Fencing

All pools should have fencing. Install fence around your above ground pool if there is a pool deck around the perimeter. Be sure to fence or a gate around the stairs or steps leading up to the entrance platform.

For pools in the ground, there should also be fencing around the pool to prevent children and pets from entering.

Use a locking gate or safety ladder to prevent children and animals from climbing into the pool unattended.

Pool Alarm

Even if you feel your pool is safe, add a pool alarm for extra protection. You may not hear anyone come into the pool until it's too late. A pool alarm will help alert you if anyone in the pools should not be there – for example, a child, pet or unwanted guest. In addition to a pool alarm, you can receive alarms that sound when the pool door is opened.

Supervise

Never allow children to use the pool without supervision. There should always be an adult supervising. It is a good idea to have a clearly designed role for watching the children. Assign this role if you need to leave the pool area or be distracted by something else. Watching children in the pool, even for a few minutes, can be dangerous.

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Follow Safety Rules

Follow general safety precautions while at the pool. This includes:

  • No running near the pool
  • No diving
  • Do not exceed the maximum number of swimmers suitable for the pool
  • No animals in the pool
  • No glass bottles [19659012] Winter safety

    Only for that it is cold does not mean you can neglect the safety of the pool!

    The best choice is to get a pool protection. These are mesh or vinyl covers that are stretched along the top of the pool to add extra excitement if a child or pet accidentally climbs. However, these are not used as often with pools above ground as they are anchored.

    In the winter, make sure the pool access points are locked or inaccessible to children.

    Pool Insurance

    Pools are major risks. Accidents can happen, even if you do your best to reduce the risks. Make sure your homeowners insurance covers pool accidents. If you install a new pool, call your insurance agent and notify them! Another good alternative is to add umbrella insurance. This type of coverage helps to extend your existing coverage limits. Talk to your insurance agent about the best ways to help insure your pool.

    Conclusion

    When getting ready to use the pool in the summer, take safety into account. Most safety tips are the same, no matter what type of pool you have. For both pools above ground and pools in the ground, safety should be convinced. Make sure you are ready for the bathing season! Chat with an Encharter agent today to see how your insurance policies can protect you.

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