Ripcord Rescue Travel Insurance is a leading provider of emergency medical rescue and evacuation insurance and extensive travel insurance.
The company was founded in 2011 and is headquartered in San Mateo, California. Ripcord Rescue Travel Insurance offers individuals and families a variety of coverage levels and alternatives from their standard medical emergency services and evacuation plans to healthcare costs and cancellation plans, all designed with the adventure traveler in mind, a specific market for which travel insurance can be somewhat difficult to find.
Why choose Ripcord Rescue?
![Ripcord Travel Insurance logo](https://www.insuranceblogbychris.com/wp-content/uploads/201<div class="e3lan e3lan-in-post1"></div>9/03/ripcord-logo-150x150.jpeg){kind=logo}
What makes Ripcord Rescue Travel Insurance uniquely offer this type of coverage is the partnership with Redpoint Resolutions, a medical and travel safety risk company, to offer a single source of rescue and evacuation services, as well as healthcare costs and comprehensive travel insurance .
Owned and operated by doctors and specialty veterans, Redpoint Resolutions covers millions of people around the world and has evacuated customers from all seven continents.
Medicine and safety rescue and evacuation policies are available to anyone, regardless of residence, while coverage of medical expenses and comprehensive travel insurance is only open to US residents.
Guaranteed by the state insurance company, Ripcord Rescue Travel Insurance's financial amount is sound because the National Insurance Company counts an A with AM Best.
This Ripcord Rescue Travel Insurance Travel Insurance Review also highlights the company's coverage options, services and reputation.
| Tire Options | Costs | Customer Reviews and Reputation | Customer Service Benefits | ] Financial Strength |
|---|---|---|---|---|
| Ripcord Rescue Travel Insurance offers an annual membership for rescue and evacuation services for frequent travelers. | Ripcord offers several plans to meet the travel needs of private individuals and families. | Ripcord has had good reviews on multiple media outlets. | Ripcord offers 24/7 customer service access and travel assistance, as well as access to a global global intelligence map. | Underwriter, State National Insurance Company, has been rated A (excellent) by A.M. Best. |
| Ripcord specializes in difficult to find insurance for adventure travel. | The length of the journey and the type of declaration chosen are among the factors used to determine the cost. | No complaints have been filed against the company with the Better Business Bureau. | First callers and case managers are paramedics, nurses and military veterans. | The signatory's high financial rating guarantees that this company can pay claims. |
Ripcord Rescue Travel Insurance coverage and plans
Ripcord Rescue Travel Insurance combines evacuation and rescue services with extensive travel insurance.
It offers a variety of coverage options, ranging from medical rescue and evacuation, only to safety and medical rescue and evacuation along with healthcare and extensive travel.
Ripcord offers annual rescue and evacuation plans for demanding travelers. Medical expenses coverage and comprehensive travel insurance are available per trip.
With journeys per trip, journeys that exceed 30 days require the purchase of travel insurance in addition to emergency services and evacuation coverage.
Tire Options [19659031] Extensive
- Individual and family
- Existing health coverage with limitations
Medical evacuation and rescue
Ripcord's smallest coverage package is only medical evacuation and rescue service and can be purchased as an annual membership or travel. The plan pays up to $ 750,000 for medical transportation and rescue operations from injury or hospital sickness to the traveler's choice.
Travelers do not need to come to the nearest local hospital for evacuation. Although this coverage includes remote destinations without elevation limits, travelers can also access these services when they are injured or sick more closely if their location is more than 100 miles away from home.
This plan also includes coverage for an organized search if the insured is disoriented, lost or reported missing during a leisure activity. The 24-hour round-trip help is also available at this level.
The annual coverage option or membership is ideal for the frequent traveler. The price for an annual membership varies depending on the maximum number of days traveled by travel without limitation for the travel length.
However, the tire can be limited to a maximum of two transports for a single insured traveler in 12 months. [19659002] A family member can follow the injured / sick traveler if it is practical and space permits.
Individual or family coverage is available. Family membership includes the member, member's spouse or domestic partner and up to four of their non-married children under the age of 19 as full-time students at an accredited school or for 24 years if they are in college.
Medical Evacuation & Rescue + Medical Expense Coverage
This level of coverage combines Ripcord's basic medical evacuation and rescue service with up to $ 100,000 of medical expenses. It also includes cover for lost or fallen luggage, sports equipment and personal effects. acute dental; travel delay; accidental death and degradation and 24/7 travel assistance services.
Medical Rescue and Security Watch + Comprehensive Travel Agent
Medical rescue and security guard with extra-extensive travel coverage are Ripcord's leading policy options. This combination not only includes evacuation from a remote site in the event of a medical emergency or illness, but also in the event of a security situation such as natural disasters, terrorism or political concerns.
Also included is coverage for involuntary detention, such as abduction of violence or threats of violence, by the traveler of a group requiring payment in exchange for release. This makes this policy uniquely useful to consumers who can continuously travel to dangerous places, such as some news correspondents or non-governmental workers.
The complementary travel coverage assures you of cancellations and delays, and travelers can choose CFAR protection covering up to 75 percent of the travel cost.
| Hidden excuses | Medical evacuation and emergency services only | Medical evacuation and rescue + Medical expense coverage | Medical rescue and security guard + Extensive travel | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tour operator Cancellation | ||||||||||||
| Damage / illness / Death of traveler | ||||||||||||
| ] yes | ||||||||||||
| Damage / illness / Death of non-traveling family member | yes | |||||||||||
| Damage / illness / Death of business partner | yes | |||||||||||
| Damage / illness / host of host | yes | |||||||||||
| injury / disease / host family or friends | ||||||||||||
| natural disaster at destination | yes | |||||||||||
| tour operator / airline / 19659059] Yes | ||||||||||||
| Yes | ||||||||||||
| Yes | Yes | Yes | Yes | Yes | ||||||||
| Yes | Yes | Yes | ||||||||||
| Yes | ||||||||||||
| Legal service / Court appearance | Yes | |||||||||||
| Yes | ||||||||||||
| Yes | ||||||||||||
| Yes | ||||||||||||
| Separation / Divorce Before the Journey | Yes | |||||||||||
| Yes [19659085] Car accident before travel | Yes | |||||||||||
| School related | ||||||||||||
| CFAR coverage (Cancel for any reason) | Yes (optional) |
Medical rescue and evacuation plans include coverage for certain existing conditions if these have been treated with prescription drugs or medicines for 90 days without changing prescription. Some exclusions to the comprehensive travel insurance include pregnancy when the traveler is beyond her second trimester, or if transport would compromise the child's life.
Extreme activities such as parachuting, bungee cord jumping, parachuting and gambling, or in bodily contact sports are also excluded. However, these are not exclusions to the rescue and evacuation services. It is important that you review your policy for specific exceptions before purchasing.
Ripcord Rescue Travel Insurance Costs
| Scope | Medical Evacuation and Rescue Only 100 percent of the travel cost | |||||
|---|---|---|---|---|---|---|
| Cancel for any reason | Up to 75 percent of the travel cost option for an additional cost | |||||
| Rising break | ] Up to the travel cost limit When the travel cost is $ 0, $ 1,000 return air only |
|||||
| Cancel Any Reason | ||||||
| Healthcare Costs and Diseases | $ 100,000 Emergency Emergency $ 750 |
$ 100,000 Emergency Emergency $ 750 |
||||
| Emergency Space, Medical Required Repatriation and Repatriation of Remains | Up to $ 750,000 Up to $ 15,000 for Lethal Transport |
Up to $ 750,000 [19459] 065 ] Up to $ 15,000 for Fatal Transport | Up to $ 750,000 Up to $ 15,000 for Fatal Transport |
|||
| Non-Medical Emergency Settlement | Up to $ 125,000 | |||||
| Accidents Death and Degradation (AD & D ) [19659106] Up to $ 25,000 | Up to $ 25,000 | |||||
| Plain carrier AD & D (flight and cruise) | $ 100,000 | $ 100,000 | ||||
| Luggage and personal effects | $ 2,500 with $ 0 deductible $ 300 per item $ 1000 described securities |
$ 2,500 with $ 0 deductible $ 300 per item $ 1,000 described valuables |
||||
| Luggage delay | Minimum 12 hour delay $ 600 | |||||
| Change fee coverage | yes [19659127] Prepayment | Minimum 3 hour delay $ 200 per day, maximum $ 1,000 | Minimum 3 hour delay $ 200 per day, maximum $ 1,000 | |||
| Missing connection | $ 1,000 | |||||
| Itinerary Change | ] $ 250 | $ 250 | ||||
| Refund of Miles or Rewards Points | Charges Acknowledged for Repayment of awards to Insured's Account |
Ripcord Rescue Travel Insurance offers a variety of coverage options and combinations. Prices vary depending on travel length, age of traveler and cost of travel. Annual membership plans covering basic medical rescue and evacuation begin at $ 325. Family membership begins at $ 575. The annual membership plans do not include healthcare costs or travel insurance. Travel insurance usually costs 4-8 percent of the non-refundable travel expenses, according to U.S. Pat. Travel Insurance Association. Therefore, you can generally expect to pay $ 400 to $ 800 to cover a $ 10,000 trip.
Non-refundable travel expenses contribute significantly to the price of travel insurance. This is the amount the insurance provider agrees to compensate you for a claim. The greater your documented expenses, the higher your potential claims. Thus, you can expect a higher premium.
Age is also a factor in determining costs. Older travelers can expect to pay more because of the increased likelihood of making a medical claim, especially in the case of Ripcord's niche of adventure market insurance. Insurance companies also take into account the length of your trip. Ripcord Rescue Travel Insurance has an online calculator that can help you determine costs and give you a personal quote based on your specific tasks. The company has a 10-day free lookout policy that allows you to terminate the policy by written notice within ten days of the policy's actual date as long as no claims have been made.
Customers also have access to regional maps that contain up-to-date information
Ripcord Rescue Travel Insurance Customer Reviews and Reputation
Neither Ripcord Rescue Travel Insurance nor its partner, Redpoint Resolutions, have ratings with Better Business Bureau or Trustpilot. , but no complaints have been made against them.
Both companies have beneficial media coverage from several news services, including ABC News and Forbes, and Ripcord is widely recognized as the premier adventure insurer.
Ripcord Rescue Travel Insurance Customer Assistance Services
Ripcord Rescue Travel Insurance partners with Redpoint Resolutions to provide rescue and evacuation and 24/7 travel assistance and support.
The Redpoint team consists of specialist operators veterans, intelligence analysts, security experts, doctors associated with Stanford and nurses and paramedics with trauma skills. In the event of security or medical evacuation, it is Redpoint who sends appropriate staff.
Ripcord Rescue Travel Insurance Financial Stability
A financial stability in an insurance company indicates the company's ability to pay its claims. Credit rating organizations provide an objective assessment of the insurance companies' strength. Each body has its own unique grades and standards.
Ripcord Rescue Travel Insurance is signed by the State National Insurance Company, located in Bedford, Texas. Founded in 1973, State National received an A-grade from A.M. Best, indicating that it has an excellent ability to meet its insurance obligations.
Ripcord Rescue Travel Insurance Phone number and contact information
Website URL: ripcordrescuetravelinsurance.com
Provider Phone: (415) 481-0600
Headquarters Address: 1875 South Grant Street, Suite 960, San Mateo, CA 94402
Email: [email protected]
Year founded: 2011
* While we do everything to keep our site up to date, please provide the "current" information on this page, such as quote estimates or relevant business information, can only be accurate from the last edit date. Huntley Wealth & Insurance Services and its representatives do not provide legal or tax advice. Please contact your own legal or tax adviser.
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