Who is Vantis Life?
Vantis Life Insurance Company, a subsidiary of the Penn Mutual Life Insurance Company, broke into the insurance industry in 1942, specializing in affordable annuities and life insurance.
The company's mission is to provide families with a simplified insurance experience through easy-to-understand products and personal service.
While Vantis Life has made a name for itself in the life insurance market, they are not ranked as one of the 100 largest insurance providers in the United States.
Nevertheless, the company currently manages more than $ 4.9 billion in active insurance and $ 674 million in annuities.
Vantis Life recently received the BISA Technology Innovation Award for outstanding warranty technology and digital payment management.
The award recognizes innovative financial institutions that drive development across platforms, services and products.
Vantis Life also has the A + rating from AM Best, which is the second highest possible score of 16.
Life insurance made easy.
Agents not required.
Get a quote and sign up online without talking to an agent. But we're here if you need us.
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What makes Vanti's life insurance different?
Vantis Life stands out for its approach. The company has switched to digital marketing directly to consumers, which makes it easier to find and buy insurance.
These are marketing campaigns that paint middle-class families with life insurance as the backbone of America.
Their accelerated insurance process is also a significant advantage of choosing Vantis Life.
The streamlined application process is available for policies with and without medical examinations.
The company also recently doubled its customer service, making it a key tenant in its business.
This starting mentality is the reason why potential consumers find it difficult to find negative Vantis Life Insurance Company reviews.
Features and Benefits
Velocity Term Life Insurance
Velocity Term Life Insurance offers a cost-effective solution that covers premature death.
Speed products are delivered with processing and insurance in real time, so there is minimal downtime after application. Coverage ranges from $ 50,000 to $ 2 million.
Long-term life insurance provides temporary coverage with ten-year periods that cost about half as much as a 30-year plan.
The insurances remain active as long as a policyholder continues to pay.
19659033] The application for Velocity Term Life Insurance requires a short survey that asks about health, family history, jobs and interests.
Vantis Velocity Term ROP
Vantis Velocity Term ROP provides similar protection as a standard period. The difference is that Return of Premium (ROP) allows you to earn money back.
Vantis Life pays 100% of your premiums paid during the level period, where the price remains the same.
You can withdraw 20-, 25- or 30-year Vantis Velocity Term ROP. The refund is tax free as long as you survive the terms. Please note that there are additional fees and premiums built into the coverage.
Guaranteed Golden Final Expense Insurance
Guaranteed Golden Final Expense Insurance, also known as funeral insurance, covers expenses incurred.
Applicants must be 50 to 80 years old to apply, although exact ages vary from state to state.
Each insurance policy has a guaranteed death benefit that beneficiaries can use to pay funeral, medicine, credit card and tuition bills.
Vantis Life fixes premiums and coverage as long as the insurance is active. There are no medical examinations and you will receive a refund if you are not satisfied within the first 30 days.
Vantis Life also offers flexible payment dates.
Velocity Whole Life Flex Complete
Velocity Whole Life Flex Complete is the most comprehensive insurance coverage offered by Vantis Life. It protects the whole family.
There are even options to add terminally or chronically ill riders without increasing your premium.
This feature allows you to access part of the death benefit if you have cancer, ALS or HIV / AIDS
Vanti's full life insurance comes with a built-in cash value that you can defer for tax purposes.
Coverage limits are up to $ 1 million and come with Vantis Life's real-time insurance. You can upgrade or overload your coverage for an additional fee.
Vantis Life Insurance Availability
Vantis Life products are available through independent insurance agencies throughout the United States, excluding Connecticut, Massachusetts and New York.
Please note that the terms may change based on the state.
Vantis Life also has certain limitations.
For example, full life insurance coverage is only available to people between the ages of 50 and 80.
But you can buy a lifelong insurance year that is as young as 21 years without a medical examination.
Life insurance is made easy.
Agents not required.
Get a quote and register online without talking to an agent. But we're here if you need us.
Indefinite, expert advice.
Get impartial insurance training from licensed experts and also avoid questionable sales calls.
Coverage in minutes.
You can get life insurance coverage within minutes of receiving your quotes and application.
Damage process and warranty
Surprisingly, there is very little information online regarding Vantis Life's damage process.
What is known is that, unlike most life insurance companies that allow damages online, Vantis Life does not provide an online portal or information.
They do not even offer necessary forms online.
Your beneficiaries will need to contact the customer service team at (860) 826-8471 to submit a claim.
Vantis Life has repositioned itself in a weak industry.
Their smart marketing campaigns and emphasis on customer service make them ideal for meeting the insurance needs of middle-class families.
Affordable prices make their policies attractive, regardless of age or health.
However, their lack of online availability can be a disadvantage for some applicants.
In short, Vantis Life is not perfect, but their policy is worth considering. Click here to get a quote and get started today.