A Missouri state court last week ruled that an insurance group in Zurich was ambiguous and that a restaurant's COVID-19 related business interruption claims were covered. Ja-Del Inc. v Zurich American Insurance Co. et al, the Kansas City-based court ruled "this court finds and concludes that the language of the current policy is ambiguous and therefore the claim is covered by the policy."
Ja-Del, who ran Jack Stack Barbecue Restaurants, sued Zurich and its brokers last year, saying it had suffered loss of revenue and "direct physical losses" as a result of a mandate halt in connection with the pandemic, but Zurich denied its interruption claim. Insurers have so far won most of the court's decisions, but policyholders have also won victories in the various disputes.
Zurich declined to comment on the decision. here . [1