There is no doubt that merchants love guarantees. They are the little extras added to the sale of a product and increase the profit from the original purchase. There̵7;s nothing wrong with warranties if you know what you’re getting into. Unfortunately, many consumers do not. It can cause some serious problems.
Many guarantees are a piece of paper with many words on it. In a hurry, buyers don’t have time to read every sentence, and they agree to one based on what the seller says. A smart person will look into that guarantee before agreeing to anything. Some questions need to be answered.
- How long is the warranty?
For example, a large appliance such as a refrigerator usually does not break in the first year. Therefore, if you buy a warranty that is one year to 18 months long, you might as well give the money to the dealer without bothering to buy the warranty.
- Is there a deductible?
Never assume that a warranty covers 100% of repair costs. You may have to pay some of it out of pocket.
- Who does the service?
This applies to car warranties. You may not be able to go to any workshop but only to the dealer or a specified car workshop. You must know in advance. Transmission repair is incredibly expensive, and if you go to the wrong place, you could be dealing with a bill totaling thousands of dollars.
- Do you honestly need it?
Computer warranties sound great, but computers are in a constant state of upgrade. You might find that you signed up for a five-year warranty and your computer is no longer worth anything to you after three years and you buy a new one at a reasonable price. If so, and you didn’t have any repairs when you owned the computer, you wasted your money on that warranty.
It sometimes helps if you have a professional review the warranty before you sign it. Group legal plans can offer help with warranties, and so do nationwide prepaid legal services. We help legal team members interpret what the language means.
We use professionals
A nationwide network of attorneys provides prepaid legal services to our plan members. Each community has a nationwide lawyer where there is a group client. Scheduling a conference with one of our attorneys is easy, and our plan members receive priority attention.
A typical legal team member does not fully understand all the terminology in a warranty. Our lawyers do. They will explain the various clauses and answer any questions a person may have. We strongly encourage you to have an attorney read the warranty before signing it. This way you make the best decision to buy a warranty. Our attorneys are here to help a person avoid making a costly mistake.
Our customers are always involved
We offer several prepaid legal services and we want to make sure our class action plan document can help all employees. We ask the prospective client’s management to look at what we provide. We answer all the questions they ask and then let them make a decision. Nationwide will include the choices they want in the plan in the final document. Nationwide provides streamlined administration and superior member services for all of our plan members.
Want to know more about prepaid legal services? We hope you do, and we encourage you to contact us as soon as possible. We welcome any opportunity to explain what we offer and provide that assistance to your workforce.