Progressive travel insurance services are provided by InsureMyTrip, which is an online travel insurance marketplace.
Using InsureMyTrip, customers can access quotes and plan information from hundreds of travel insurance providers across the United States and around the world
The website provides tools for customers to compare several plans page by page and includes an online quote calculator with detailed information about the coverage and benefits included with each plan it lists.
Progressive travel insurance guarantees the best plans and rates and provides its customers with a full money-back promise in the event that they are unhappy with the travel insurance they purchase with InsureMyTrip.
Progressive has been a major player in the insurance industry since 1
It started working alongside InsureMyTrip in 1995 to offer its members access to comprehensive travel insurance policies from a variety of top insurance providers around the world.
In the Progressive travel insurance review that follows, Progressive works with InsureMyTrip offer a wide array of trip insurance options at competitive rates.
This review has meant to provide consumers with an unbiased view of how Progressive serves its customers and how the company compares to other major travel. insurance providers
Progressive Travel Insurance Coverage & Plans
When choosing an insur ance plan, it is important to make sure that it has ample coverage that is suited to your vacation and that traveling under the insurance policy. Domestic travelers may require different types of coverage and benefit from those who are traveling internationally, just as a business traveler does not have the same needs as someone who is backpacking across Europe.
For example when purchasing a plan for a domestic vacation, it's unlikely that you'll need coverage for non-medical emergency evacuation, which is a policy that's typically required for those who are traveling to third world countries or places that frequently experience extreme weather conditions. Domestic travelers that carry health insurance do not need to buy a policy with comprehensive medical coverage, if they are usually covered by traditional health insurance while traveling within the country.
On the other hand, those embarking on a backpacking trip overseas may want to invest in travel insurance policy, which can be used for travel insurance packages, which includes golf coverage, which provides reimbursement for canceled tee times.
Travel insurance plans sometimes vary drastically between providers. There are plans that strictly cover trip cancellation, others are incredibly comprehensive and cover everything from minor trip to rental cars, sports and doctor consultations.
Progressive travel insurance, in partnership with InsureMyTrip, provides its customers with access to a complete online marketplace offering access to a wide range of insurance options. The coverage and plans that can be purchased through Progressive are seemingly limitless
Just about the types of coverage that can be purchased from Progressive include the following:
Emergency Evacuation and Transportation (Medical and Non-Medical)  Emergency evacuation coverage provides travelers with reimbursement for travel and other evacuation expenses in the event of a medical, political or environmental emergency. Medical evacuation benefits also cover expenses that are incurred during transport to a hospital in the event of an emergency. While some policies only provide evacuation coverage for medical emergencies, others cover a variety of reasons including terrorism or natural disasters. Emergency evacuation coverage typically also reimburses policyholders for repatriation of where necessary.
- Travelers who get sick or injured on vacation run the risk of incurring thousands of dollars in medical expenses. In case of vacation, cover for treatment expenses including hospital bills and prescription medications while on vacation
Trip Cancellation and Interruption Coverage
- Depending on the plan, trip cancellation insurance can provide up to 100 percent reimbursement in the event vacation is canceled by the traveler or the tour operator. In some cases, a trip that's interrupted unexpectedly is eligible for coverage that equals up to 150 percent of the total trip cost.
Baggage Loss, Delay, or Damage Coverage
- In the event that luggage is lost, stolen, or simply left behind, a baggage loss or delay delay policy helps travelers purchase necessities while waiting for their hotel or airline to recover their belongings. If luggage is lost entirely, some plans provide as much as several thousand dollars in reimbursement.
Progressive Travel Insurance Costs
When budgeting for a vacation, it's important to consider the cost of travel insurance. This amount usually ranges from 4 to 8 percent of your total vacation cost, there are many factors that can affect the price of trip insurance. These factors include the age of the policyholder, other family members insured on the policy, the date and length of the trip and the destination.
Customers looking for the best deal on travel insurance should first consider who they are insuring on their policy. If they are looking to insure multiple family members under the same plan, it's best to search for a policy that offers reduced rates when insuring more than one individual. Some companies may also offer discounted rates to seniors or veterans with loyalty rewards membership.
Customer Reviews & Reputation
Since InsureMyTrip is responsible for selling and administering plans on behalf of Progressive travel insurance, it's important to consider the reputation or InsureMyTrip as well as ratings of the company that have been provided by current and former customers.
InsureMyTrip is accredited by the BBB and has a rating of “A +.” This score is based on the company's transparency in advertising, customer experience, and responsiveness to customer inquiries and complaints. The BBB has not received any complaints against InsureMyTrip, which puts the company ahead of many of its competitors in the travel insurance industry when it comes to customer reviews and reputation.
BBB. Although its complaint number is high, with over 2,000 complaints filed against it within the past three years, the complaint level is average for a company of its size. It is also important to consider that the majority of the complaints filed against Progressive are in relation to its other insurance offerings such as auto, life and home.
On Trustpilot, InsureMyTrip has a TrustScore of 7.9. TrustScores are based on ratings, reviews, and experiences of real customers. The company's reviews on Trustpilot are mainly positive and most recently, customers have commented positively on InsureMyTrip's booking process as well as the ease of understanding and transparency it offers to customers while choosing an insurance provider and plan. on Trustpilot. At only 4 out of 10, the company's rating is considerably worse than its partner, InsureMyTrip; Customer Assistance Services
Progressive travel insurance provides customers with access to travel insurance from a fixed selection of insurance providers. Customers can obtain a quote by entering a few minor details about their vacation and compare rates and coverage offered by most major travel insurance providers.
As mentioned previously, Progressive works with InsureMyTrip to provide customers with access to a full online travel insurance marketplace . Customers can shop and compare plans on InsureMyTrip.com, and once they've chosen a plan and provider they'd like to buy from, the policy can be purchased and managed via InsureMyTrip's online customer portal.
InsureMyTrip provides dispute resolution services two policyholders via The Anytime Advocates program. This is available to all travelers who purchase a policy from InsureMyTrip and it includes review and mediation services in the event of claims denied when a policyholder chooses to file an appeal.
Choosing a travel insurance provider is no easy feat. Finding the right provider that offers the right plan and coverage amounts to a amount of research that includes looking into coverage, rates, customer service and company reputation. and has a good reputation among current and former customers, it is important to look into a company's financial stability as well. Financial information about insurance companies can be obtained from independent credit rating agencies such as Moody's, Standard & Poor's, or A.M. Best
Consumers who choose to purchase travel insurance from a company that has a strong financial profile running the risk of making claims that their insurance provider is unable to reimburse. This is particularly true when claims are processed at high volume, which is typical after large-scale events such as political warfare or natural disasters.
By conducting due diligence and obtaining credit ratings they purchase and enjoy their vacation knowing the insurance provider they have chosen will honor their policy and pay out claim reimbursements within a reasonable time frame.
When purchasing travel insurance in an online marketplace such as Progressive or InsureMyTrip, consumers should search for information regarding which company provides underwriting services for the provider they are looking at and that financial profile.
Progressive Travel Insurance Phone Number & Contacts
* While we make every effort to keep our site updated, please be aware that "timely" information on this page, such as quote estimates, or pertinent details about companies, may only be accurate as of its last edit day. Huntley Wealth & Insurance Services and its representatives do not provide legal or tax advice. Please consult your own legal or tax adviser.