A few short months ago, many of us and around the world quickly learned that we were not prepared for an emergency. And even though it did not turn out to be that kind of emergency, we thought it was; there was really no need to buy all that toilet paper. It reminded us that we are not invincible, and that we really should have an emergency plan and supplies in place. If you have not already put together your own emergency plan and deliveries, it is not too late. Take the following steps to make sure your family is prepared.
Make an emergency plan:
Not all emergencies are the same, but there is plenty of overlap in how you can prepare. You want to consider what you would do about the things you normally trust to meet basic needs; such as food, shelter, water or electricity were scarce or temporarily unavailable. What necessities would you need? Where would you go? Who would you need to call or contact? Make a list of potential emergencies that are specific to your location and situation and outline what you need and what steps you would take to respond effectively. If you are not sure how to plan for a specific scenario, do some online research and notes. Once you have worked through your list of scenarios, follow up by gathering supplies and information, communicating the plan to everyone involved and completing everything in writing. Store it in an accessible and safe place.
Most experts say you should have spare accessories to survive for at least 72 hours. But for "slower" emergencies, such as the pandemic, it is not a bad idea to think more long-term. Here are some necessities that you should consider keeping on hand and refilling, if you can afford to:
Food: Pantry has become all the rage in eateries, and now we know we can eat pretty well by cook almost exclusively from our pantry. Stock up on non-perishable foods like pasta, beans, rice, tomato puree, canned vegetables and shelf-stable milk to keep your family well-fed during a stay-at-home or other emergency scenario.
Supplies: Think about what you would need if the electricity or electricity was out in your home for several days, and make sure you have things like candles, matches, flashlights and blankets on hand. Camping equipment is always a plus.
Water: Humans can technically survive for a while without food, but not without fresh water. Always have purified water on hand and / or a way to purify it yourself if needed. sick without going to the doctor. Make sure you have basic first aid supplies, over-the-counter medications and back up prescription medications for all family members and pets. If you can, set up telemedicine services with your GP before they become necessary.
We can not foresee every emergency or expect to get the perfect answer when we are in a difficult situation. But doing basic planning and gathering some supplies can go a long way to keeping you and your loved ones safe, calm and secure in the event of an emergency.
For all your home insurance questions, call or contact Keller-Brown Insurance Services today.