Employment compensation policies with drug-free workplace program credits had no lower claims rates than comparable insurances without such credits, according to a study released Tuesday by the National Council on Compensation Insurance.
The Boca Raton, Florida-based rating agency studied the effects on accident rates in 11 states that provide credit to employers with drug-free workplace programs, with credits averaging 5% in most states, according to the report.
When analyzing claims data for 2009 to 2016, NCCI also found that there is "no clear pattern at the class code level for the relative frequency of claims for insurance with and without drug-free credits", according to the report. [1
What spurred the study was the widespread legalization of marijuana, both recreational and medical, and its implications for workers' compensation, which the NCCI says is "still being evaluated."
"A question arises naturally – what are the consequences of legalizing marijuana for toilet drug-free workplace safety programs? This question will not be fully answered until case law develops further. Meanwhile, employers have also continued to worry about the use of opioids, methamphetamines, cocaine and other drugs that can impair a worker, "the report states.
Included in the study were data from Florida, Georgia, Arizona, Tennessee, South Carolina, Virginia, Idaho, Mississippi, Alabama, Arkansas and Kentucky.