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When is a claim for cancellation Ripe for assessment?

An insurance company once learns that the insured did not correctly state the risk when he applied for insurance. In many cases, the insurance company will only cancel the policy, but sometimes the insurance company wants to cancel the policy so that no claims can be filed for the period between the issuer policy and cancellation. If an insurance company …

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Five emergency hackers every homeowner should know

Committees with your shabby friend, it always pays to be prepared for what the day can last. Whether you choose to take a spring vacation with your pet or hit the trails with your puppy this season, it can be an emergency or a bad weather that can change quickly during your day. To honor National Pet First Aid Month, …

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I only attended 4 insights from the conference

I'm on the AAIS Main Event this week and I've learned a lot. I go to many different events for many different reasons. I go to this event to network and meet people that the academy can help and partly to learn about what some insurance worlds are working on that I may not be completely up to date. Oh …

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Complete a final Walkthrough in a home

When the process of buying a home is almost complete, many buyers begin to focus on other details, such as unpacking their belongings or looking at color samples. However, there is an additional important step to complete before closing a house, and it is a final breakthrough. This is a homebuyer last chance to walk around the property and make …

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Actual cash flow vs. replacement cost

Actual Cash Value vs. Replacement Cost – Do You Know The Difference? Forty percent of homeowners are not aware of what their home insurance policy really covers and nearly one in five policyholders believe they do not have enough insurance to repair or replace damaged or stolen property, according to a national study conducted in 2018 in Mercury. Specific confusion …

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6 driving safety tips for companies with employees

By Desiree DeNunzio, Insureon Contributor Traffic accidents are one of the leading causes of death in the United States, and many crashes are work-related – either occur when employees are on their way to work or driving as a part of their working day. A bad collision can leave a vehicle total and its passengers seriously injured. If your employees …

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Different types of life insurance cover are explained

Life insurance is available to provide a safety net for your family if you were no longer there, making it one of the most selfless gestures you can make. The distribution of a policy offers valuable financial comfort to help your family cover bills such as mortgage, childcare, and other daily expenses. It's a simple transaction: In exchange for being …

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Recruit quality employees to your small business

In a competitive labor market, it may seem like a challenge for small businesses to compete for top talent, but it may not be as difficult as previously thought. Smaller companies often have a lot to offer that large companies do not. Wall Street Journal says, "Small businesses often offer more flexibility, more job diversity and the potential for high …

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How to send a complaint to the New Jersey Department of Banking and Insurance about your refusing, delaying and ill-treating insurance company | Property Insurance Coverage Law Blog

New Jersey suffers from a wide range of property damage. The most common of these are flooding, fire, frozen and / or blasted pipes, water damage from device leaks and damage from storms. New Jersey residents should always be aware of their household's insurance policy and the protection it provides and coverage that is excluded. If you think you have …

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Caution to California from Coalition against Insurance Fraud

In the first edition of the Coalition Government Lists of Leadership Publication in 2019, the coalition warned against a proposed amendment to the SIU Regulations in California that I warned in a previous question about Zalma's insurance fraud letters. A sweeping draft of SIU regulation has the stated purpose of improving the quality of insurance fraud control references to the …

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