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What you should know before adopting a pet

It is not only bicycles that have suffered from a pandemic: animal welfare centers around the country have reported that they have historically been low on acceptable animals as households grow their families, four legs at a time. If you are considering offering a home to a needy animal yourself, or have already adopted a pet, there are a few …

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Car insurance and the increase of mobility ecosystems

The Industrial Age created a new type of economy where the supply chain became more important than ever. The industry needed coal for steam engines, power looms, steamboats, ships and trains. Photogenic use increased, so refineries increased in number. But the most powerful people in the company realized that owning a commodity business was just as safe as the delivery …

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Changed theory of damages not a new "claim"

During the claim phase of a ten-year-old lawsuit, the plaintiffs claimed that the bank owed certain damages that were not alleged in the original suit. The defendant called on its claims that insurers, Federal Insurance, defend themselves against the argument and cover the bank's corresponding losses. Federal Insurance refused, and partly explained that the claim was not a "claim" under …

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Guardianship / conservancy under COVID-19 These protect the helpless – Legal Insurance Blog – June 25, 2020

COVID-19 has presented unusual challenges for the justice system and the public. What used to be routine administrative work for the courts is adjusted because of lockdowns and efforts to keep law courts and court buildings safe. Conservatorships are a way to protect someone who can take good care of themselves. The group's legal plans have a reputation for providing …

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Will my health insurance cover cosmetic procedures?

Cosmetic procedures are performed to alter, restore or enhance the appearance. Health insurance plans rarely pay for optional cosmetic procedures. But they can cover plastic surgery if it is reconstructive and performed for medical, rather than cosmetic reasons. When does health insurance cover plastic surgery? Whether your health insurance pays for plastic surgery depends on the insurance company, what type …

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Lightning Safety Awareness – Get the facts

June 25, 2020 By RENAISSANCE ALLIANCE It's National Lightning Safety Awareness Week. That's good timing as July is the month with the most cloud-to-ground lightning strikes. According to the National Weather Service (NWS), four people have been killed by lightning so far this year. On average, 43 people died of lightning strikes each year over a ten-year period. Only about …

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Summer risks to your house – and how you can prevent them

Hot summer days, lighter evenings and family time together – summer is truly a wonderful time of year. Still, homeowners often throw caution to the wind and forget some of the more common dangers that occur during this season. To protect your property and family, take steps to mitigate some of the most common summer hazards. Place your grill properly …

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Leisure Insurance | Bogle Agency Insurance

If you own a boat, you will feel the peace and quiet that you experience as you move across the water. Your time on the water should be stress-free and with Chubb's Masterpiece coverage we hope to make it happen. If you encounter a mishap while you are on the water, we offer repair or replacement of your boat, and …

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The insurer must defend the opioid distributor

An insurer must defend a drug wholesale distributor sued by state entities in connection with its distribution of opioids, even if the units themselves did not suffer bodily harm, an Ohio appeals court said, reversing a lower verdict. [19659002] Cincinnati-based Masters Pharmaceutical, which filled and delivered orders for prescription opioids to pharmacies around the country, was sued by various cities …

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