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Triple-I Blog | Study supports cases of flood defenses warming the world

Intensifying climate-driven precipitation over the past 30 years has caused nearly $ 75 billion in flood damage in the United States, according to a study by Stanford University researchers. The results, published in the journal Proceedings of the National Academy of Sciences highlight the rising costs of floods and the increased risk faced by homeowners, builders, banks and insurance companies …

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Time to run silent change again

This last year, we have seen big companies, sports teams and individuals make a splash by trying to push for social justice activities through their dollars, deeds or statements. The one industry that has been relatively quiet in the arena —and the one that has been a silent force around justice, security and responsibility for decades – [19659002] has been …

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12 Strategies for Combating Ice Dams

Icicles hanging on rooftops always give a beautiful winter picture. But if these icicles are hanging on your roof, it is nothing to take lightly. Why? Because the same conditions that formed the icicles are due to ice ponds. And it can be a costly problem.

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Agreement and satisfaction: Will my insurance claim be rejected if I make a payment? – Part 2 | Legal insurance blog for property insurance

Communication between insurance companies and their insured is always important, and copies of these are encouraged to understand insurance claims when submitting a complaint. Recently, the Board of Appeal of Puerto Rico decided a case in which the plaintiff presented a memo from the recipient contradicting its allegations against the plaintiff's hurricane claim. Prieto Castillo v MAPFRE Pan American Insurance …

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Customer Spotlight: Jessica Bergman | CoverLink insurance

When Jessica Bergman was thinking about buying life insurance, she did what she always does when she has insurance issues – she called Tom Simon on CoverLink. Tom put her in touch with our life insurance expert – Mark Osborne – and the rest was history. Let's take a look at her story … Jessica and her husband Adam were …

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Animal injuries I am covered

Courtesy of iii.org You may have read the latest story in I.I.I. Daily about raccoon injuries and homeowners insurance. The bottom line: raccoons entered a house and caused $ 80,000 in damage. Homeowners were surprised to learn that their insurance would not cover any of it. So what about animal injuries and insurance? . If your dog Fido tears through …

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Triple-I Blog | Expanded maps with flood risks for Triple-I provide richer perspectives

Triple-I Resilience Accelerator & # 39 ;s flood risk visualization tool improves with: National Flood Insurance Program (NFIP) data on "pickup rates" of U.S. counties from 2010 to 2021, Differences between take-up- velocities within and outside flood zones and in different proximity to flood zones. These additions will expand the accelerator's visualization from only covering the current year to provide …

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A Complete Guide to the Modified Endowment Contract (MEC)

What is a modified capital agreement? A modified capital agreement (MEC) is a life insurance policy that fails the 7-salary test laid down in the Tax and Miscellaneous Revenue Act of 1988 (TAMRA). If this test failed, the life insurance policy was reclassified, which comes with several changes in the taxation of the insurance contract. <! – -> It is …

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