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Needed by any professional insurance claim



For the past 52 years, Barry Zalma has devoted his life to insurance, insurance claims and the need to defeat insurance fraud. He has created the following library of books and other materials for insurers and their claims staff to become professionals in insurance claims.

  Zalmas Mold & Fungi Handbook: Understanding Mold, Fungal and Bacterial Attacks and What to Do About Them. by [Barry Zalma] This book is the latest addition to Barry Zalma's series of books and articles that make up the most thorough, up-to-date, expertly written guides available today on structural damage and human damage from mold, fungus, bacteria or viral infections.

Zalma's hand and fungus handbook specifically deals with the issues concerning mold, fungal and bacterial infections and provides a detailed examination of the substances, their potential for property damage and bodily harm.

Written by nationally-renowned insurance protection and insurance claims expert, Barry Zalma, a semi-retired insurance protection lawyer, insurance consulting consultant, insurance responsible witness, author, video blogger and blogger. Zalma's Hand and Mushroom Handbook provides in-depth explanations, analyzes, examples and detailed discussion of:

• Mold;
• Mushrooms;
• Bacteria;
• Mug, fungal and bacterial insurance requirements; and
• Mold, fungi and bacteria trial.

Thorough, yet practical, this book is the ideal guide for any property owner, professional who works in or often interacts with repair or decontamination of mold, fungus or ba cteria infested property. It is also useful for all insurance policyholders, sales or claims sellers and all lawyers who are involved in the construction industry or who are involved in litigation on building defects that deal with mold, fungal or bacterial infections. Entrepreneurs, regardless of whether they own or rent properties, will benefit greatly from the Hand and Mushroom Handbook. It is the perfect resource for insurance educators, educators and students whose role requires an understanding of mold, fungal and bacterial infections.

The author has provided checklists and information and references to statutes involved with mold, fungus or bacteria.

19659004] This, Zalma's Handbook for Mold and Fungi, written to help anyone who has suffered property damage or bodily injury as a result of exposure to mold, fungus or bacterial infections. It has also been written to help present claims to claims and insurance companies for damage to property or persons.

Kindle Edition

Paperback Edition

by Barry Zalma, Esq., CFE

Learn techniques that can help you interact with others and effectively gather the facts you need.

The purpose of an interview is to reveal the truth; the method of revealing the truth is the art of the interview. Getting enough relevant information is absolutely necessary in everything a lawyer does to protect the client's interests, but at the same time, interview technicians in law school education are not investigated.

Getting the Whole Truth teaches lawyers – from beginners who meet their first clients to experienced trial lawyers – effective methods of obtaining information through human interaction. No matter who you are looking for information or what your reason for wanting it is, these techniques can help you meet and interact with others and effectively gather the facts you need.

$ 59 NO MEMBERS, $ 44 MEMBERS

A tool available to insurance companies to carefully investigate claims and work to defeat fraud

A tool available to insurance companies to carefully investigate claims and work to defeat fraud .

The insurance survey under oath ("EUO") is a formal type of interview approved by an insurance contract. It is taken under the authority provided by the insurer's contract, when he or she acquires an insurance policy, to submit to a condition of the insurance contract which compels the insured to appear and give a testimony at the request of the insurer. Failure to appear and testify is considered a violation of an essential condition.

EUO is conducted before a notary and a certified short reporter who is present to take the oath to the interviewee. The reporter will record the entire conversation and prepare a transcript to be read, reviewed, corrected and signed by the witness under penalty of perjury or with an oath made before a notary or judge.

EUO is a tool used only sparingly by insurance companies in the United States. A professional insurer will only require an insured to hand over to an EUO when a thorough investigation of claims raises questions: about the application of coverage to the facts of the loss, the potential for attempted fraud or helping the insured to prove the insurer's cause and amount of the loss .

Although rarely used in the EU, it is an important tool that insurers need when it comes to coverage, destruction of evidence needed to prove a compensable loss or the amount of loss or evidence indicating the possibility of an attempted fraud. The provisions of the EUO and legal measures in an insurance policy are conditions that precede an insurance's ability to bring an action, and since the insured did not substantially meet the conditions of these provisions, the appropriate remedy is termination without prejudice. The insured's failure to comply with these conditions does not prevent his ability to bring an action for recovery, but only interrupts his ability to bring an action until he has fully complied with those conditions.

Available as a paperback book here Available as a Kindle book here


© 2020 – Barry Zalma

Barry Zalma, Esq., CFE, now limits his practice to employment as an insurance consultant specializing in insurance coverage, handling of insurance claims, insurance shortages and insurance fraud almost equally for insurance companies and policyholders. He also acts as an arbitrator or mediator for insurance-related disputes. He practiced law in California for more than 44 years as an insurance coverage and attorney-at-law attorney and more than 52 years in the insurance industry. He is available at http://www.zalma.com and zalma@zalma.com.

Mr. Zalma is the first recipient of the first annual Claims Magazine / ACE Legend Award.

For the past 52 years, Barry Zalma has devoted his life to insurance, insurance claims and the need to defeat insurance fraud. He has created the following library of books and other materials to enable insurance companies and their claims staff to become professional insurance claims.

Read posts from Barry Zalma at https://parler.com/profile/Zalma/posts [19659004] Go to Barry Zalma on YouTube- https://studio.youtube.com/channel/UCysiZklEtxZsSF9DfC0Expg/videos/upload? filter =% 5B% 5D & sort =% 7B% 22columnType% 22% 3A% 22date% 22% 2C% 22sortOrder% 22% 3A% 22DESCENDING% 22% 7D

Go to the insurance claim library – https: // zalma .com / blog / insurance-claims-library / Chapter19459005 Dollars19659004 Premium1919900900 email version of ZIFL, it's free! –

https://visitor.r20.constantcontact.com/manage/optin?v=001Gb86hroKqEYVdo-PWnMUkV7pkuOtkiv6oakpgK33CNlNAYW-WBlLCOZFtgvpSdcL7R-tsWKfMVqG6fEuvmM7Hh7gUEJ7yKOdgHDbGl_cGAU%3D

Read the last two questions by ZIFL here. https://zalma.com/zalmas-insurance-fraud-letter-2/vud19459005achte Chapter19659004achte Chapter19459004 ?? Go to the Barry Zalma, Inc. website here https://www.zalma.com/ Chapter19459005]

Listen to my podcast, Zalma on Insurance, on:

https://podcasts.google.com/?q=zalma%20on%20insuranceZalma on Insurance –


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