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Nationwide Pet Insurance Review for 2020



Animal insurance is still a relatively uncommon form of insurance, at least compared to more ubiquitous types of coverage, such as car, home and life.

Nevertheless, in recent years it has grown into a billion dollar industry, largely thanks to nationwide pioneering efforts almost four decades ago.

According to the Insurance Information Institute, it was Veterinary Pet Insurance Co., a subsidiary of Nationwide, that sold North America's first pet insurance in 1982, to provide health coverage for the dog playing Lassie on television.

Check out this full review for more information on the country's first pet insurance provider, Nationwide.

Nationwide Pet Insurance

Founded in 1

926 as an affordable car insurance provider for Ohio farmers, Nationwide has come a long way from its humble origins.

It was ranked No. 73 on the Fortune 500 list in 2019. This makes the Columbus-based company America's largest and most economically stable pet insurance provider.

As the name suggests, Nationwide is a national provider with regional headquarters in California, Florida, Iowa, North Carolina, Ohio and Texas. Nationwide takes out all of its own pet insurance and has received high marks from financial credit organizations, including A + from A.M. Best.

Nationwide

  • Affordable Policy
  • Strong Economic Rating
  • Comprehensive Coverage

Nationwide Pet Insurance Plans & Coveration Options

As far as animal insurance companies go, Nationwide offers fairly comprehensive coverage and provides insurance for dogs, cats , birds and even some exotic animals. The insurer has three primary types of insurance that it offers, which essentially corresponds to a choice between medical coverage, health coverage or a complete care plan that combines both.

National Pet Insurance Plans manages compensation by providing either a percentage of the invoice, which means you get back a certain percentage of your veterinary bill, or a benefit plan, which means that the amount you get back is limited to a fixed amount for each permit.

Whole Pets with Wellness

The most comprehensive insurance available, Whole Pets with Wellness covers wellness and medical treatments, including:

  • Tests, Laboratory Tests and X-rays
  • Prescriptions
  • Surgeries and Hospitalization ] Chronic Conditions

This plan also provides immediate coverage for hereditary conditions. Nationwide also shows its plan for whole pets with well-being to cover common and unusual costs, unlike competing companies with percentage-based plans that limit an policyholder's actual compensation by excluding common things like exam fees. Nationwide refers to this pet insurance plan as "the most comprehensive coverage available – anywhere." This top-level policy also comes with a 90% refund and a deductible of $ 100 per year. Animal Insurance in Utah | Best Companies and Prices https://www.insuranceblogbychris.com/pet-insurance/ut/ Pet Insurance Utah
Pet Insurance in Hawaii | Best Companies and Prices https://www.insuranceblogbychris.com/pet-insurance/hi/ Pet Insurance Hawaii

Major Medical

This policy covers all the same major medical treatments as described above, but does not pay for health examinations or treatments. Unlike the Whole Pet Welfare option, there is a short waiting period before chronic chronic coverage begins. This accident and sickness insurance is cheaper than the entire pet insurance, but still protects against potentially costly injuries and conditions. 19659002]

Animal Health

Coverage limited to health, including routine examinations and tests, flea and heartworm prevention and vaccinations. This cover does not pay for illness or accidents, but only reimburses the policyholder's costs for veterinary checks and other health costs. Although cheaper than other forms of pet insurance, experts sometimes warn against health-only plans, as they will not pay for the types of emergencies that people generally buy insurance to protect against.

To get a free quote online from Nationwide, interested parties should go to the company website and enter their zip code and indicate if they want coverage for a dog, cat, bird or exotic pet. You will then be asked to choose your pet's breed and age, then enter its name and either your phone number or email address.

When entering this information, a useful box in the corner of the site will confirm the details you enter, display your location, your pet's information and a photo of its breed.

After entering this information, click on "Get a quote" and get different prices for the different coverage options available for your pet. Once you have selected the option you want, you will be asked to provide more information about your pet's physical characteristics and medical history before proceeding to billing and registration.

Nationwide

  • Affordable policy
  • Strong economic rating [19659011] Comprehensive coverage

Nationwide discounts on pet insurance

Insurers often try to appeal to potential policyholders by offering a variety of discounts. In the case of companies that offer several lines of insurance, it is particularly common for an insurance company to offer a bundle discount, where consumers can pay less by bundling two or more types of coverage, such as home and car.

Nationally, although many different types of insurance are offered, pet insurance does not include in the list of products eligible for a multipole discount. However, the insurer offers special savings for those who register multiple pets.

Multiple Pet Discount: Nationally, qualified policyholders who register two or more pets are rewarded with a 5% discount for two to three registered pets, and a 10% discount for four or more pets. However, the website warns that if you register your pets online, Multiple Pet Discount may not be displayed. Policyholders are encouraged to contact Nationwide directly if they have any questions regarding the rebate.

Multiple Pet Discount applies only to the basic drug plan and all pets must live in the same household to be eligible.

Nationwide Pet Insurance Companies' Ratings and Customer Service

Nationwide is a very established player in the insurance industry, as well as the country's first insurance company to offer pet insurance. It has built up a strong reputation over its many decades in business. Consumers Advocate gives Nationwide Pet Insurance a rating of 8.5 out of 10, indicating "excellent", albeit somewhat expensive, coverage.

Nationwide has been accredited by the Better Business Bureau since 1955 and currently has a perfect A + BBB rating. The insurer has an average of one out of five stars when it comes to customer reviews, based on 88 reviews, but it seems that most of these complaints are related to other insurance lines offered by the company, and not specifically Nationwide's veterinary health coverage for pets.

Nationwide Company Contact Information

* While doing our utmost to keep our website up to date, please be aware that "current" information on this site, such as estimate information, or relevant company information, may only be accurate and with the last edit date. Huntley Wealth & Insurance Services and its representatives do not provide legal or tax advice. Contact your own legal or tax advisor.


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