Move away to College and Insurance

There is a lot to find out when moving to college and leaving home for the first time. The best way to move to college is to plan ahead and also keep the future move in mind. We share some useful college tips on how to be successful with your first college living experience. If you have any questions, contact our office at 41

3.475.7283 or fill out our quote form online today!

  1. Set up a realistic monthly budget.

Plans:

  • Configure your tools.
  • Decide who will be responsible for water, electricity, energy and cable / internet, or whether a housemate will be responsible for all of them.
  • Set up Venmo accounts so you can send the money to roommates if cash or checks are inconvenient.

When you move in:

  • Hang a dry erasure board in the kitchen to keep track of who has paid and who has not paid each month.
  • Next to that, put a hanging mail organizer to keep paid and unpaid bills separate and easily accessible.
  • Save the invoices and receipts once you have paid them, for security reasons.

When you move out:

  • All bills will have been paid and you have proof. Everyone will have paid the same amount for the tools and services that you all shared during the year.
  1. Discuss rules and regulations with the landlord.

Plans:

  • Pay attention when discussing the lease with your landlord. You want to know what to expect, which will hopefully be working appliances and plumbing.

When you move in:

  • Check that everything is in working order. Appliances such as dishwashers, stoves and ovens, washers and dryers and refrigerators should be useful and the plumbing system should be in good condition.
  • Check for mold in the kitchen and bathroom. If you discover that something is wrong when moving in, call the landlord immediately.

When you move out:

  • With photo evidence from when you moved in, you will not be charged for any damage or problems that you and your housemates did not cause. And you will hopefully get your deposit back!
  1. Communicate with roommates about big tickets.

Plans:

  • By communicating with your housemates in advance, you can avoid unnecessary duplicates of things that can be shared. Talk about the following things.
    • Small kitchen appliances: coffee maker, toaster, and microwave
    • Cleaning and maintenance equipment: vacuum cleaners, toilet cleaners / flasks, tool kits and brooms / swiffers
    • Furniture for common areas: kitchen table and chairs, sofas and coffee tables

When you move in:

  • Make lists of which kitchen appliances, crockery, cutlery and utensils; Furniture; and cleaning supplies each roommate has brought.

When you move out:

  • No one will have spent money on things that have never even been used, and there will be no confusion about who takes what.
  1. Save money on interior design.

Plans:

  • Spend the summer looking for cheap furniture in thrift stores, yard sales and your relatives’ attics and basements.

When you move in:

  • Do not bring your beautiful furniture from home or spend too much money on buying all the new stuff.

When you move out:

  • You can decide to donate, throw away or store large items that you do not feel like transporting without regretting how much you spent on them.
  1. Coordinate the cleaning work to maintain the space.

Plans:

  • Plan to keep the house clean and functional.

When you move in:

  • Take time with your housemates to discuss how to work together to keep your house clean.
  • If you all agree on dividing chores or rooms to clean every week, make a “chore chart”. Vary who does what on a monthly basis.
  • On the other hand, if you prefer everyone to do their own chores around the house, make a list of rules (eg if you use a counter, wash it; if you have friends over, clean up the mess you do) .

When you move out:

  • There will be no resentment. None of you will regret living with each other.
  1. Insure your belongings with rental insurance.

Rental insurance for students can help cover the cost of replacing or repairing their belongings when losses such as theft, fire or other covered damage occur. Rental insurance coverage helps protect students from losses in several ways. If an accident occurs that prevents a student from being able to live in the dormitory or apartment while repairs are in progress, that student’s tenant insurance can provide living expenses, such as the cost of meals and temporary accommodation.

Contact one of our agents at www.encharter.com/personal-insurance/renters-insurance or call us at (413) 475-7283 today to discuss your rental insurance needs and tailor a policy that is right for you and your student.

Chat with an Encharter agent about your insurance today:
413,475,7283
Fill in our quotation form online

Source: https://www.lifestorage.com/blog/moving/moving-away-for-college/

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