A few weeks ago my sister asked me to stay by the house to check out some things while she was on vacation. As I entered her house, I almost jumped out of my skin when I heard her say my name. After taking a breath, I realized that she had set me up by logging on to her Alexa to watch me from the kitchen corner. Apparently she had planned to scare me all the time, and we had a good laugh. These days, technology has made it possible for us to change the temperature in our homes, sweep the floor, tell who is standing at the door and start the coffee pot without even being at home.
The same technology that makes our lives easier can also be a feeding ground for cyber attackers to gain access to your home and accounts. Here are some things you can do to protect yourself from these vicious attacks.
- Update System – Make sure your browser and operating system have the latest security updates.
- Enable 2-step verification – This requires a user to enter more than one set of credentials to authenticate himself. This is especially important on websites where you pay bills, bank online or shop.
- Strengthen passwords – Use strong and unique passwords on computers, devices and websites and change them regularly.
- Avoid phishing – Do not click on links from people you do not know or emails that do not appear to be legitimate.
- Installing Security Software – Use antivirus and antimalware to protect computers.
I would also like to share some good information from the Cyber Security and Infrastructure Security Agency (CISA) and the National Cyber Security Alliance (NCSA). You may know that October is National Cybersecurity Awareness Month, and these organizations are constantly raising awareness of cybersecurity. This year's theme is "Do your part. #BeCyberSmart." The tip sheets below are invaluable tools for reducing cybersecurity risks and protecting you and your family online.
Tips for cybersecurity at work
Cybersecurity when traveling Tips Sheet
Identity Theft and Internet Fraud Tips Sheet
Internet of Things Tips Sheet
Multi-factor Authentication Tips Sheet
Online Privacy Tips Sheet
Password Tips Sheet
Phishing Tips Sheet
Protects Your digital home Tip Sheet
Tips for social media cybersecurity
Many people can do their part and be cyber-smart, but cybercriminals become prettier and better at what they do. Cyber Insurance offers the extra protection needed in this technology-driven world.Central Insurance offers, for example, Personal Cyber Protection This accompanying coverage protects families from losses such as compromised data on pe PCs, mobile devices and other connected home technology. It also protects from damage to software and operating systems.
Personal cyber can easily be added to homeowners, tenants or condominium policies and covers the policyholder and other members of the household. This insurance provides coverage for computer attacks, home system attacks, cyberbullying, online fraud, data breaches and costs associated with being exposed to cyberbullying. The claims are not only handled by experienced cyber claims specialists, but you will also have access to "My Tech Support", which provides free computer diagnostics by phone and competitive rates for virus removal, technical support and related digital security services.  Do your part. Protect yourself and your loved ones. Contact your independent agent to discuss why this coverage is a good choice for you and your family.
The information above is of a general nature and your policy and coverage may differ from the examples. Read your insurance policy in its entirety to determine your available coverage.
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