Millions to be protected against COVID-19 free of charge
It is almost seven months into the coronavirus crisis in the United States and according to the CDC, almost 1.7 million citizens have contracted the disease. This is just the number of reported cases. It does not include those who do not seek medical care or the potentially high number of people who suffer from the disease but are asymptomatic. Those who do not have health insurance also apply less. During these times, it is crucial to get affordable insurance from a Santa Rosa health insurance broker.
Winter is around the corner
The pandemic shows no signs of waning in this country. Where some areas show marked improvements, many more sharp rises are seen. Summer did nothing to slow the spread and winter is around the corner. The colder weather is likely to drive falls further upwards as people get stuck inside, close to others. When socializing outdoors is not an option, the probability that more people will gather indoors is high, which significantly increases the risk of spreading.
The Race Is On
With a global population of 7.8 billion people, herd immunity can take generations. The only real hope for taming this new coronavirus is through successful antiviral drugs and a vaccine. Researchers are working feverishly to develop a successful vaccine. Still, it can take months before it is publicly available. Although the US government is likely to track approval without the typical month-long testing process normally conducted, we are still several months away from USDA approval of a sustainable formula.
Clinical trials for potential candidates are currently underway. The White House has announced that it expects a vaccine to be made available to the public in early 2021. The administration has also launched an initiative to rapidly put millions of doses into circulation and cover up to 300 million in the first months of the new year. These doses should be distributed as needed, where those with the highest risk are given priority over those who are less vulnerable.
The role of health insurance companies
The Affordable Care Act categorizes vaccines as preventive care and expects insurance companies to cover them at no cost to the insured. The COVID-19 vaccine, when it finally arrives, will not be different in that respect. The current administration has indicated that it expects the vaccine administration to be fully covered, which means that no copies will be charged to the patient. The biggest difference for this new vaccine is in the number of people who will need to be protected against the virus, even when millions already have the antibodies and do not need to inoculate.
Get Affordable Health Insurance in Sanoma County  Sackett & Associates Insurance Services can help you find the health insurance you need at affordable rates. Contact us today at (707) 823-3689 to be covered today.