قالب وردپرس درنا توس
Home / Insurance / Meteorology is important when determining the cause of damage in the event of high wind and hail damage Law Insurance Blog for Property Insurance

Meteorology is important when determining the cause of damage in the event of high wind and hail damage Law Insurance Blog for Property Insurance



Rocco Calaci presents a very scientific discussion about difficult weather in a webinar at 11.00 ET today. While I am fortunate to work with a number of highly qualified meteorologists throughout the United States, I once wrote an article asking: Rocco Calaci – Is Rocco the best meteorologist? . I noted in that article:

Insurance companies and their lawyers bet they can beat me for a living – they are professional disputes and often have a motive for denying or underpaying claims. My company and I are on the verge of winning … It's a high stakes game and a very competitive forum where winning is everything – to prove who's right. . There is nothing wrong with that because advocates are "for sale". That's the nature of my profession. I was almost run out in the long run in the insurance industry, but I left a good real estate insurance law firm in 1

985 to form the policyholder's company. I wanted freedom and to do what I thought was right for people. This does not mean that all people have a "right" to their insurance companies. Nor does it mean that I am a saint to help people and companies against insurance companies. But I have not stuck to singing the company tune and looking the other way when they are not doing the right thing.

One of the first problems for policyholders' advocates is finding large experts who are not "bought out." For example, I had an arson expert tell me in the 1980s that he could not be an expert as long as it was a first party insurance case, or he would be "blackballed" by the insurance industry. All the experts who work with insurance companies know exactly what I'm talking about. They are deselected if they give opinions that make it impossible to pay or pay "too much", whatever "too much" is in the eyes of the remaining adjuster. They can claim innocence, but I do not believe it. All insurance company experts know the pressure I & # 39 ;m talking about, and some have actually been & # 39; bought and paid for & # 39 ;.

Rocco has always been straight and honest with me. I did not even call him as a primary witness at the trial after he said that his report was correct and that the higher wind speed reported by the insurance company expert was deficient and based on incorrect data. I literally called the insurance company expert for testimony about wind speed and then Calaci for the wind direction in case of rebuttal.

Myths abound in meteorology. Calaci has been around long enough to know the real truth and limits of data. In a guest article published 12 years ago on this blog Hidden causes of hurricane damage: Meteorologist Rocco Calaci explains that hurricanes are more than just high winds and water he noted:

Hurricanes are more than just powerful winds and water. Hurricanes also cause tornadoes, micro-deficiencies, straight winds, extreme market turbulence and phenomena that have the definitive capacity to destroy houses, tear down roofs, tear up trees and do a lot of damage. There are also induced hazards such as funnel winds and wind maximum areas (an area where two wind bands converge together to form a small area with increased wind speeds). These meteorological elements occur during hurricanes, but still all focus on the highest wind speeds and storm surge heights.

The truth is that our ability to measure weather phenomena becomes more accurate. Meteorologists can tell you more about what happened and where it happened with greater accuracy than before. When it comes to proving damage caused by a weather event, trained and experienced meteorologists can make the difference between getting paid and being denied an otherwise covered loss. . If for any reason you are a public adjuster or restoration contractor and did not receive an invitation, call Will Midtbo at (813) 295-5380 to receive an invitation before the morning event.

Thought for the day

Wherever you are, regardless of the weather, always bring your own sunshine.
—Anthony J. D & # 39; Angelo


Source link