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Memories of Ft. Myers and the Purpose of Insurance | Property Insurance Protection Law Blog



Life’s experiences, rather than what we own, create a fulfilled human experience. The Cold Stone Creamery was a feature of the Ft. Myers Beach for over 30 years. The above photograph was me goofing around at Cold Stone Creamery next to the Ft Myers pier.

There is an annual Memorial Day weekend sailboat race from Tampa Bay to Ft. Myers. One of my biggest surprises was having three young Merlin Yacht Racing fans show up wearing top hats as we pulled our B-32 sailboat into a slip at Bonita Bill’s Café after the finish.

The Ft. Myer’s Pier was one such iconic fixture. At the end of the pier you could see the whole beach and people enjoying themselves. The photo below is at the end of the pier, with another sailboat heading for the finish of the sailboat race.

Bonita Bill’s Café was an oasis after racing all night. Shrimp, grits and a cold beer with the crew, competitors, friends and family is a strange combination at 9 in the morning. But god knows how much I enjoyed the camaraderie, telling stories about navigating the right or wrong way during the race, and the crazy adventures along the way. Then my good lawyer friend, Jamie Myers, would host the awards banquet later in the evening with more stories and lots of fun. People sometimes ask me how much money I win racing sailboats. How about a bottle of Mount Gay dark rum shared with my crew?

Insurance plays a role in all these experiences without thinking about it. We insure our sailboats to protect our investment. Business owners insure their properties and invite lenders for loan capital. These companies give us a place to enjoy ourselves and the workers to make a living while these entrepreneurs profit from their investments while giving us great fun. Insurance is an extremely important social product. It enables much deeper life experiences, personally and in business.

Insurance mitigates the financial and emotional damage when communities like Ft. Myers is devastated. Everyone involved in the insurance industry should be proud that they sold a product to people and businesses that is so essential to a society. IN When Words Collide: The Golden Rule – The purpose of insurance is to… Insurewe quoted insurance industry educator Bill Wilson:

Never, ever forget in all that you do professionally that the purpose of insurance is to insure and that the mission of this industry and all professionals within it is to help individuals, families and organizations minimize their exposure to serious or catastrophic financial loss. This starts with the insurance contract and ends with YOU.

Now it’s the claims industry’s turn to soften the blow of Hurricane Ian and make the insurance product work.

Today’s thought

The most beautiful things are not associated with money; they are memories and moments. If you don’t celebrate them, they may pass you by.
— Alek Wek


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