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Mars Madness is here – Are you ready for the risks?



For basketball and non-junkies, this is the best time of year for college basketball. Mars Madness has officially arrived! The excitement for the sport is highest and even the non-basketball fans think they are the next good bracologist. And just when you think your favorite team has won, the dream dreams of a few seconds from a sucking blow. Oh, the joy of the marshal! But before you have all your friends and family over for the fun, are you ready for the risks?

Mars Madness is a great time to gather to watch the games. Food never ends with wings, pretzels and chips followed by pizza, burgers and ribs. If you are looking for long distance you will stick to the assortment of desserts and alcoholic beverages will most likely be served. So when you prepare your guests to come forward, don't forget to think about the risks that come with the fun.

Host guests and serving alcohol are just two of the many risks that can be covered by a personal umbrella policy. If a part-goer jumps out of his seat and ties when the game-winning shot enters or an obvious foul is not called anger your excessively competitive friend causing an injury, your personal umbrella policy may provide the necessary cover. Medical expenses and living expenses continue to rise, which can easily erase the limit of responsibility that can be offered through your primary homeowner policy. An umbrella policy can provide an extra layer of liability protection and peace of mind. It can also offer cover plates that are not available under the basic homeowners insurance, such as paralysis and slander. Are you prepared to cover the risks? Contact your independent agent for more information on how to purchase a personal umbrella policy.

Now is the time to enjoy the madness!

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