Being older than 60 at the time of the covid-19 infection was the “strongest risk factor” associated with long-term disability and high costs for related workers’ compensation claims, according to a study published in the Journal of Occupational and Environmental Medicine this month.
The study was conducted on 13,153 covid-19 workers in 11 states between January 1, 2020 and November 30, 2021, and examined the characteristics associated with long-term covid-19 claims. It is the second in a series of studies conducted by AF Group of workers’ insurance companies in Lansing, Michigan and the Johns Hopkins University School of Medicine in Baltimore, the first of which showed that most of the claims came from healthcare professionals.
According to the new data, 95% of accepted workers̵7; claims were closed during the study period and 5% of the claims had 30 days or more lost time, which corresponds to 65% of the total costs paid. The study also found that medical costs increased eightfold when paid days lost exceeded the threshold of 60 days or more.
Age at the time of infection was the “main factor” with respect to higher costs, with claims among older workers accounting for 53.1% of costs, the study found.
The study also revealed that 32% of claims with 60 days lost time or more were not terminated at the end of the study, “indicating that the cost of claims in this category will continue to increase and significantly exceed the observed 53.1% total costs. . ”