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Life Insurance – The Perfect Valentine's Day Gift



  Bellefontaine Ohio Life Insurance - Alan Galvez Insurance As Valentine's Day and the love season are on, this is the perfect time to review your life insurance and talk to family and friends about the many benefits it provides. Life insurance is really "love insurance". If someone is going to suffer financially when you die, you need it. Nothing can replace you, but having life insurance means that if something happened to you, your loved ones would be OK financially. Therefore, it is a gift of love for the people who live.

Protect those you love ̵

1; here are some examples of when it's most important.

Married or Married

Many families depend on two incomes. If you died suddenly, would your spouse have enough money to cover your funeral costs, credit card balance, outstanding loans and daily living expenses?

A parent or about to become a

Raising a child is one of the most rewarding things a person can do in life. But it is also one of the most expensive. If you died tomorrow, could your spouse provide your children with the opportunities you always wanted? Would there be enough income to pay for childcare, a college education and everything in between? Parents who do not work outside the home also need life insurance because they provide services that would be expensive to replace, such as childcare, transport and household chores.

And what happens if you are a single parent? They need life insurance more than anyone else because their children trust them for everything.

Retirement

Your children may be far away from your house, but if something happened to you, could your spouse enjoy his or her hard-earned pension? With people living longer, it is very possible that your spouse can live several years longer than you. Adequate life insurance can help survivors avoid financial struggles in retirement.

Single

Most individuals do not have an urgent need for life insurance. However, there are exceptions. If you are caring for an aging parent or are caring for a sibling or other family member, you should consider life insurance. These people also count on you financially.


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