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Life insurance for 56-year-olds



  Couples in their 50s Applying for Life Insurance

When applying for life insurance at age 56, the biggest factors that affect your premium will be: to be the type of coverage needed and your health.

Normally when you reach your mid-fifties you are almost always dealing with some form of medical condition or medication.

We see everything from people who only take one blood pressure medication to insulin-dependent diabetics, to Olympic athletes in star health. The point is if you have excellent health or have any existing conditions, we have many life insurance options for 56-year-olds from highly ranked companies.


Existing health conditions?

AIG Direct specializes in insurance people just like you. From high blood pressure to diabetes, AIG Direct has seen everything and since they have access to several companies, they can find the absolute lowest prices! Click below to see if you qualify.

The quote is fast, easy, and free!

Life insurance at 56 years – types of insurance

  Couples in the 50s who apply for life insurance

Ninety percent of my customers who buy life insurance at age 56 only need coverage for 10, 15 or 20 year.

This is because their purpose of coverage is to compensate for lost income from their jobs.

Since most people at this age will only work for another 10 to 20 years, it is understandable that they will no longer need life insurance at retirement.

If this is your situation, the term life insurance is the answer for you. With futures insurance, you can buy a large coverage at a reasonable premium and be used to meet temporary insurance needs. However, you may need permanent coverage.

If your desire is to get lifelong coverage, whole life insurance can be your solution.

Get your quote now!

How much does life insurance cost at 56 years old?

Below you will find a couple of examples of healthy male and female non-smokers who need life insurance at the age of 56. These prices assume a class "preferred plus non-tobacco".

20 years life insurance

Death benefit $ 500,000 $ 1,000,000
56 year old man $ 1655 / year $ 3135 per year
56 year old woman [19659026] $ 1205 / year $ 2215 per year

Guaranteed lifetime benefits

Death benefit $ 100,000 $ 250,000
Male – Age 56 $ 1169 / year $ 2833 per year
Female – Age 56 [19659026] $ 966 / year $ 2388 per year

Please note that the quote is subject to change. Your actual premium may be higher if you can not qualify for the best class.

RELATED: Check Examples of Life Insurance Rates by Age (No personal information required) [19659006] To determine if you can qualify for this rating, we need to know your date of birth, tobacco use or non-smoker, Length and weight.

Some other factors that may affect a life insurance rating are:

  • Driving history
  • Family history of illness in parents or siblings
  • Dangerous hobbies
  • Occupation
  • Travel

It is important to reveal whether any of these apply to you for an exact quote. 19659019] How is a 56-year-old's classification class determined?

In the example above, if the 56-year-old man or woman is taking any medication for well-controlled blood pressure, cholesterol, or mild anxiety, the quote may be correct.

Some common high-risk medical problems that may release the life insurance app licant in the 50s of preferred plus status may be:

  • Type 2 diabetes
  • Being overweight or obese
  • History of heart disease as a replacement valve [19659047] Coronary heart disease
  • Need for a pacemaker [19659052] Even with these problems, however, "Standard" or better may be available for life insurance at age 56. For a regular non-smoker, use "regular" in our instant quote form on the right.

    For an instant free quote for life insurance for 56-year-olds, feel free to use our quote form on the right to compare quotes from over 130+ top-ranked transport companies.

    Because we work with so many amazing life insurance companies, we feel we have the lowest premiums anywhere online.

    Also, you do not have to reply to intrusive pages. questions. Once you have clicked on "Compare now", you will see your quotes for term or full life insurance at the age of 56.


      Life insurance without a degree

    Skip the needles!

    Do you want to remove the "pain" from life insurance? We do not blame you! Bestow is one of our best recommended companies without a degree that offers 10 and 20-year plans up to the age of 55. See if you qualify for "no degree" today.

    The quote is fast, easy, and free! [19659069] * While we do our utmost to keep our site up to date, please be aware that "current" information on this site, such as quotation estimates or relevant company information, may only be accurate from the last day of editing. Huntley Wealth & Insurance Services and its representatives do not provide legal or tax advice. Contact your own legal or tax advisor.


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