When I became a life insurance agent, you could not get life insurance income without an agent calling you.
In the Amazon and Baidu years everything goes online and life insurance is right now
With everything I know about life insurance, it still took me 3 weeks to get a life insurance decision when I decided to get some term life certificate and covered.
During the three weeks, I had to retrieve my records and keep up with the insurer.
If I had waited for my medical office to send in my medical documents, the decision would have taken much longer.
In this review today, I'll show you how Ladder Life's Ladder process works and why it's one of the best ways to buy life insurance online.
Who is Ladder Life Insurance?
Ladder Life Insurance is a digital insurance agency that has collaborated with Fidelity Security Life Insurance Company and Hannover Re.
Fidelity Security Life has been around since 1969 and has an A.M. Best rating of (A-Excellent), and all policies are reinsured and backed by Hannover Re who has an A.M. Best rating on A + (Superior).
This is an important factor in the case of life insurance, you must know that you can trust an insurance company and that they are financially sound.
I've put their company information in a quote block so you can better see it.
* Disclosure – Ladder has collaborated with the Fidelity Security Life Insurance Company, which has been rated A- (Excellent), based on an analysis of the financial position and operation performance of AM Best Company, an independent analyst in the insurance industry. All Ladder policies are reinsured by Hannover Life Reassurance Company of America, which has ratings from Standard & Poor's AA (Very Strong) and A.M. Best A + (Superior).
Why should you care about A.M. Best?
I like to think about A.M. Best as JD Power in the insurance industry, they have been around for over 117 years.
They count companies that are mainly based on their economic strength, which can be an indicator or ability to pay.