The Kentucky Senate on Friday passed a bill that would require school districts to provide teachers with at least $1 million in primary liability coverage and would establish a fund that provides an additional $1 million in excess liability.
The primary coverage would protect certified employees in every school district in the state from liability arising in the “course and scope” of their employment.
Senate Bill 3 would also establish an Educators Employment Liability Insurance Program, administered by the Kentucky Department of Education, which would provide coverage to protect “all certified employees of Kentucky public schools from liability for judgments or settlements.”;
Under the bill, the department would have until July 1 to secure at least $1 million per occurrence and $3 million in aggregate deductibles for each certified employee.
The bill passed by a 32-0 vote in the Senate and moves on to the House.