قالب وردپرس درنا توس
Home / Insurance / It’s Hurricane Season – Encharter Insurance

It’s Hurricane Season – Encharter Insurance



hurricane season 690x445

It’s hurricane season

Planning for a hurricane is one of the most important precautions you can take before one happens. We live in a state that is prone to hurricanes, and it is important for you to have a clear understanding of what hurricane preparedness is. Encharter Insurance wants to help you understand what you need to do before a storm hits.

Hurricanes can leave thousands of residents without power or water for days, sometimes weeks. In the event of an evacuation, it may take up to 72 hours for emergency personnel to enter affected communities. The following hurricane preparedness guide will help you stay prepared for the storm. If you have any questions, contact our office at 41

3.475.7283 or fill out our quote form online today!

Before a hurricane hits

Create a disaster plan. Teach your family members or employees what to do during a hurricane and what to do if you have to evacuate.

  • Cover all of your home’s windows with either storm shutters or 5/8″ marine plywood, cut to fit and ready to install. Tape won’t stop your windows from breaking.
  • Learn the elevation of your property and whether or not the area is prone to flooding. This will help you know if your property will be affected by flooding.
  • Install straps or additional clips to securely attach your roof to your home’s frame.
  • Reinforce your garage doors.
  • Re-clean or clear all outdoor drains, rain gutters and downspouts.
  • Buy extra batteries.
  • Keep a full tank of gas if evacuation seems likely.
  • Review your policy.

Not having enough coverage can be just as traumatic as experiencing damage to your home and personal belongings. Take a few minutes to review your policy to make sure you have enough coverage. Talk to your agent about hurricane deductions and other questions you may have.

Choose the right hurricane deductible.

Always make sure you have money set aside to cover the deductible you have chosen on your insurance. If your home is damaged and you can’t pay the deductible, it will take longer to recover. Companies offer different deductible options. It is important that you carefully consider the right option for you.

Review your personal property coverage.

Over time, we buy, sell and exchange items in our homes. You want enough coverage to repair or replace your personal property in the event of damage to your home and belongings. Optional replacement cost coverage for your personal property allows you to replace or repair items damaged or destroyed based on current market rates.

Review the replacement cost.

Make sure your home has the right coverage to replace/repair your home. Will the amount of your insurance cover the cost of completely rebuilding your home? Keep in mind that this is not the same amount as the value of your home on the real estate market. It is the actual cost, including labor and materials, to rebuild.

Add flood insurance.

Everything from a hurricane is a flood zone! Contact your agent to protect your home and add this coverage. We can offer coverage from many insurance companies so you get the insurance for your budget and needs! You can reach us at (888) 754-8299 or online at www.encharter.com/flood-insurance.

Source: https://www.securityfirstflorida.com/resources/hurricane-preparation and https://www.fox8live.com/2018/09/10/what-do-before-during-after-hurricane/

Read more




Source link